195 Rubidge Street, Peterborough, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,995 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 37 x 114.42 ft lot
- Features a unfinished, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free
- Efficient forced air heating via gas
Description
Welcome to a truly special property where timeless charm, pride of ownership, and future opportunity come together. This delightful 1-storey home has been lovingly maintained and cared for over the years, offering a warm and inviting atmosphere from the moment you arrive. Full of character and unique features that are increasingly difficult to find, this residence presents an outstanding opportunity for first-time buyers, downsizers, investors, entrepreneurs, or anyone seeking a home with both immediate comfort and long-term potential. Set on one of the widest lots in the neighbourhood, this property offers an impressive amount of outdoor space rarely available in the area. The generous lot not only enhances privacy and curb appeal but also opens the door to numerous possibilities for future expansion, outdoor entertaining, gardening, recreation, or income-generating opportunities. Perhaps one of the most exciting aspects of this property is its outstanding future potential. The property is zoned for commercial use, creating opportunities that extend well beyond traditional residential living. Entrepreneurs, professionals, and investors may appreciate the flexibility this zoning provides, opening the door to a variety of potential business or office applications. Adding even greater value is the potential to legally convert the existing garage into a separate dwelling unit. With housing demand continuing to grow and secondary living spaces becoming increasingly desirable, this opportunity presents significant income-generating potential. Whether utilized as a rental unit, guest accommodation, home office, or investment property, the ability to create a separate dwelling adds a layer of flexibility and future value that is rarely available. Every aspect of this home reflects care and pride of ownership. From the welcoming interior to the outdoor space the property offers an inviting lifestyle today while positioning itself for exciting possibilities tomorrow
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Property Summary
This detached home located at 195 Rubidge Street, Peterborough is currently for sale and has been available on SousaSells for 49 days. This property is listed at $399,995 with an estimated mortgage of $1,331* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 195 Rubidge Street, Peterborough is in the Town Ward 3 neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Town Ward 3, Peterborough.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Peterborough.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Carpet Free
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 195 Rubidge Street, Peterborough, ON
Q.What is the asking price for 195 Rubidge Street, Peterborough, ON ?
The current listing price for 195 Rubidge Street, Peterborough, ON in Town Ward 3, Peterborough is $399,995.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 195 Rubidge Street, Peterborough, ON ?
195 Rubidge Street, Peterborough, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Partially Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Pricing & Value Insights
Data-driven valuation for 195 Rubidge Street, Peterborough, ON K9J 3N6
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Peterborough, ON
For a property listed at $399,995 in Peterborough, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.