385 Stewart Street, Peterborough, ON

$699,000
MLS#:X12925444
4 beds
3 baths
3000-3500 sqft
2.0 parking
Residential Freehold
385 Stewart Street, Peterborough, ON K9H 4A9

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 40 x 116 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, In-Law Capability
  • Efficient other heating via gas

Description

Welcome to 385 Stewart Street, a stunning 1909 Century home in the heart of Peterborough, where timeless character meets thoughtful modern updates. This beautifully maintained 4-bedroom, 3-bathroom home showcases an exceptional blend of original craftsmanship and functional living. Inside, you'll find beautiful original stained glass, intricate plaster work, hardwood flooring, and preserved historic details, some of which have been highlighted by contractors as original to the home - including select wallpaper and tile elements. These features, paired with bright, sun-filled spaces, create a warm and truly one-of-a-kind atmosphere. The layout offers versatility for both family living and entertaining, including a separate business space with its own private entrance and waiting area, perfect for entrepreneurs, professionals, those working from home and in-law suite capability. Recent updates bring modern comfort to this classic home. All major appliances (fridge, dishwasher, washer, and dryer) were purchased in 2025, and the main floor bathroom has been fully renovated and expanded from a powder room into a beautifully finished full bath with elevated finishes. The basement bathroom has also been refreshed with new flooring, paint, toilet, vanity, and accessories. Additional features include solar panels, offering increased energy efficiency and long-term savings. The finished attic provides a rare, and flexible bonus space, perfect for a studio, home office, or private retreat. Located close to downtown amenities, schools, and parks, this home offers a unique opportunity to own a piece of Peterborough's history while enjoying the benefits of modern updates and live-work potential.

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Property Summary

This detached home located at 385 Stewart Street, Peterborough is currently for sale and has been available on SousaSells for 133 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 4 beds, 3 bathrooms, and is 3000-3500 square feet. 385 Stewart Street, Peterborough is in the Town Ward 3 neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Town Ward 3, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Town Ward 3, Peterborough.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Wood
BasementPartially Finished
Lot Size40 × 116 Feet
CountyPeterborough
Annual Tax$7,222.63
Legal DescriptionAs per Schedule B.

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingNone

Features

Property Features

  • Fenced Yard
  • Library
  • Park
  • Place Of Worship
  • School

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • In-Law Capability
  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 385 Stewart Street, Peterborough, ON

Q.What is the asking price for 385 Stewart Street, Peterborough, ON ?

The current listing price for 385 Stewart Street, Peterborough, ON in Town Ward 3, Peterborough is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 385 Stewart Street, Peterborough, ON ?

385 Stewart Street, Peterborough, ON is a Detached (2 1/2 Storey) featuring a Partially Finished basement.

Q.What key property features does 385 Stewart Street, Peterborough, ON offer?

Key property features include: Fenced Yard, Library, Park, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, In-Law Capability, Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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385 Stewart Street, Peterborough, ON

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Property History

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Pricing & Value Insights

Data-driven valuation for 385 Stewart Street, Peterborough, ON K9H 4A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Peterborough, ON

For a property listed at $699,000 in Peterborough, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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Town Ward 3, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town Ward 3, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$718,153

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Town Ward 3, Peterborough

Elementary Schools

St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6
Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5
St. Peter’s
CatholicPeterborough, Ontario
6.7

Town Ward 3, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.