439 Rubidge Street, Peterborough, ON

$850,000
MLS#:X13503710
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Town Ward 3. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $850,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 66.02 x 170.2 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

A rare opportunity to acquire a landmark former church manse in the heart of Peterborough. Rich in character and history, this distinctive property offers approximately 3,000 square feet of finished space and is zoned Public Service (PS.2), permitting a wide range of institutional, community, office and other permitted uses. Originally constructed as a residence and later adapted for church administration and meeting space, the building offers generous rooms, period charm and exceptional flexibility for future use. Whether you're seeking space for professional offices, a community organization, educational or faith-based use, or another permitted purpose, this property presents outstanding potential in a central location.

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Key Features

Property Type
Commercial

Additional Details

StatusActive
Listed Date6/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size66.02 × 170.2 Feet
CountyPeterborough
Annual Tax$0
Legal DescriptionBLK F AKA LTS 14 & 15 N OF BROCK ST & W OF GEORGE ST PL 1 PETERBOROUGH, PARTS 1 & 2 45R16796 SUBJECT TO AN EASEMENT OVER PART 1 45R16796 AS IN PE317617 CITY OF PETERBOROUGH

Parking & Garage

Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Public Transit

Location

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439 Rubidge Street, Peterborough, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 439 Rubidge Street, Peterborough, ON K9H 4E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate5.25%
Down Payment$60,000 (7.1%)
* Minimum Canadian down payment required for this price is $60,000.
Amortization Period25 Years
Estimated Monthly Payment$4,708Based on a loan of $790,000 over 25 years.
Purchase Price$850,000
Loan Amount$790,000
Provincial Land Transfer Tax:$13,475
Total Estimated Closing Taxes:$13,475

About Purchasing a Home in Peterborough, ON

For a property listed at $850,000 in Peterborough, the legal minimum down payment is $60,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,475 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,475.

Nearby Listings

Distance:

No current listings found in Peterborough.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town Ward 3, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$640,277

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Local Schools Guide

Elementary Schools

Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.