496 Cross Street, Peterborough, ON
Property no longer active
This property was sold on October 27, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 700-1100 sqft on a premium 3.62 x 138.14 ft lot
- Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Step inside this charming 3+2 bedroom brick bungalow and feel right at home! Perfectly situated within walking distance to downtown Peterborough and along the bus route, this home offers both convenience and comfort. The main floor welcomes you with fresh flooring (2024) that flows through the bright living and dining rooms, accented by crown moulding and a large picture window that fills the space with natural light. The updated kitchen connects seamlessly to the dining area, making it easy to gather with family and friends. Three comfortable bedrooms and a stylish 4-piece bath complete the main level. Downstairs, the newly finished basement (winter 2023/24) opens the door to so many possibilities. With its own private entrance, this space includes a cozy living room with kitchenette, two full bedrooms, a 3-piece bath, and separate laundry. Whether you're looking for in-law potential, space for extended family, or a flexible rental option, this lower level is ready for your personal touch. Outside, enjoy your own backyard retreat with a fully fenced yard backing onto a creek and a 18 x 36 in-ground pool the perfect spot for summer fun and relaxation. Recent updates include shingles (2024), new main level flooring, basement flooring, and new bathroom tile. With its blend of modern updates, inviting spaces, and a location close to schools, shops, dining, and downtown, this home offers a wonderful opportunity to settle into one of Peterborough's most convenient neighbourhoods.
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Property Summary
This detached home located at 496 Cross Street, Peterborough is currently for sale and has been available on SousaSells for 329 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 496 Cross Street, Peterborough is in the Town Ward 3 neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Town Ward 3, Peterborough.
- •5 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •700-1100 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Town Ward 3, Peterborough.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Fenced Yard
- Hospital
- Park
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
Interior Features
- Carpet Free
- In-Law Suite
- Primary Bedroom - Main Floor
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 496 Cross Street, Peterborough, ON
Q.What is the asking price for 496 Cross Street, Peterborough, ON ?
The current listing price for 496 Cross Street, Peterborough, ON in Town Ward 3, Peterborough is $450,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
Q.What property type and architectural style is 496 Cross Street, Peterborough, ON ?
496 Cross Street, Peterborough, ON is a Detached (Bungalow) featuring a Separate Entrance, Finished basement.
Q.What key property features does 496 Cross Street, Peterborough, ON offer?
Key property features include: Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 496 Cross Street, Peterborough, ON K9H 4T2
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Peterborough, ON
For a property listed at $450,000 in Peterborough, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.