514 Cambridge Street, Peterborough, ON

$445,000
MLS#:X12077705
2 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
514 Cambridge Street, Peterborough, ON K9H 4T4
⚠️

Property no longer active

This property was sold on May 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $445,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 35.94 x 108.73 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 514 Cambridge Street where original charm meets modern updates. 2 plus 1 bedroom with master suite including private shower and walk-out to deck. Excellent location in an amazing neighborhood with a fenced in backyard, mature gardens, storage/garage and hard top driveway. Lower level bedroom and recreation room, loads of closets and storage. This home has a back deck and front deck. Updates: Washer/Dryer/Freezer 2019, new AC 2020 Furnace was installed in 2019, tankless hot water heater (rental) 2020, garage doors added 2020, smart thermostat 2020, updated Smoke and CO sensors 2020, Updated porch lights front 2021 back 2023, spray foam basement 2024, Dishwasher 2024, updated Kitchen cabinets 2024, updated flooring in bathrooms 2025. We love this home and think you will too! Move-In ready! Don't miss this one!

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Property Summary

This detached home located at 514 Cambridge Street, Peterborough is currently for sale and has been available on SousaSells for 482 days. This property is listed at $445,000 with an estimated mortgage of $1,481* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 514 Cambridge Street, Peterborough is in the Town Ward 3 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Town Ward 3, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 7, 2025
Sold price information is available to members only
Listed Date4/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementFull
Lot Size35.94 × 108.73 Feet
CountyPeterborough
Annual Tax$3,193
Legal DescriptionPT LT 33 PL 80 (PETERBOROUGH) R220876 ; PETERBOROUGH

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Level
  • Park
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 514 Cambridge Street, Peterborough, ON

Q.What is the asking price for 514 Cambridge Street, Peterborough, ON ?

The current listing price for 514 Cambridge Street, Peterborough, ON in Town Ward 3, Peterborough is $445,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 514 Cambridge Street, Peterborough, ON ?

514 Cambridge Street, Peterborough, ON is a Detached (Bungalow) featuring a Full basement.

Q.What key property features does 514 Cambridge Street, Peterborough, ON offer?

Key property features include: Hospital, Level, Park, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.What security features are installed at 514 Cambridge Street, Peterborough, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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514 Cambridge Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 514 Cambridge Street, Peterborough, ON K9H 4T4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$133,500 (30.0%)
* Minimum Canadian down payment required for this price is $22,250.
Amortization Period30 Years
Estimated Monthly Payment$1,481Based on a loan of $311,500 over 30 years.
Purchase Price$445,000
Loan Amount$311,500
Provincial Land Transfer Tax:$5,375
Total Estimated Closing Taxes:$5,375

About Purchasing a Home in Peterborough, ON

For a property listed at $445,000 in Peterborough, the legal minimum down payment is $22,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,375 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,375.

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Town Ward 3, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town Ward 3, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$718,153

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Town Ward 3, Peterborough

Elementary Schools

St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6
Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5
St. Peter’s
CatholicPeterborough, Ontario
6.7

Town Ward 3, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.