526 Monaghan Road, Peterborough, ON

$664,900
MLS#:X12100663
3 beds
2 baths
1100-1500 sqft
9.0 parking
Residential Freehold
526 Monaghan Road, Peterborough, ON K9J 5H5
⚠️

Property no longer active

This property was sold on June 4, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Otonabee Ward 1. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $664,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 268.75 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Once-in-a-Lifetime, Affordable Waterfront Home in the City. Nestled in a quiet and safe neighborhood, this beautifully updated 3-bedroom, 1.5-bath century home is a hidden gem. The house sits far back from the road on a spacious and private 0.3-acre corner lot with mature trees and hedges that create a rare and tranquil oasis in the city. With two road entrances, tons of parking, and large yards, its a perfect place for friends to gather, kids to play, and gardeners to bring their dreams to life. The property also boasts 13 ft of privately-owned, sandy-bottomed waterfront on the Otonabee River, situated across from an untouched forest. Water lovers will find their paradise here relaxing in the sun, swimming, or taking out a canoe, kayak, SUP or jetski. Larger boats can be launched just 100m from the driveway at the spacious Monaghan Boat Ramp, for lock-free access to Rice Lake. Inside this renovated and restored 150-year-old home, historic charm is seamlessly blended with modern amenities. Enjoy a bright and spacious living area, main-floor laundry room, as well as a well-appointed eat-in kitchen, ideal for entertaining. Watch the river flow by as you cook your meals or sip coffee in the back sunroom. Conveniently located just 2 minutes from the 115 on-ramp, this home offers quick access for commuters while remaining close to local schools, restaurants, the hockey arena, and shopping. Don't miss this rare opportunity to enjoy affordable waterfront living in the city. Schedule your private viewing today!

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Property Summary

This detached home located at 526 Monaghan Road, Peterborough is currently for sale and has been available on SousaSells for 469 days. This property is listed at $664,900 with an estimated mortgage of $2,213* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 526 Monaghan Road, Peterborough is in the Otonabee Ward 1 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Otonabee Ward 1, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Peterborough.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 20, 2025
Sold price information is available to members only
Listed Date4/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size60 × 268.75 Feet
CountyPeterborough
Annual Tax$4,047.94
Legal DescriptionPT LTS 5 & 6 PL 66Q (N MONAGHAN), PT 1 PL 45R12345 ; PETERBOROUGH

Parking & Garage

Parking Total9.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Electric Car Charger
  • Park
  • Public Transit
  • River/Stream
  • School
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Other
  • Storage
  • Sump Pump
  • Upgraded Insulation
  • Ventilation System
  • Water Heater
  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 526 Monaghan Road, Peterborough, ON

Q.What is the asking price for 526 Monaghan Road, Peterborough, ON ?

The current listing price for 526 Monaghan Road, Peterborough, ON in Otonabee Ward 1, Peterborough is $664,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 526 Monaghan Road, Peterborough, ON ?

526 Monaghan Road, Peterborough, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 526 Monaghan Road, Peterborough, ON offer?

Key property features include: Electric Car Charger, Park, Public Transit, River/Stream, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Other, Storage, Sump Pump, Upgraded Insulation, Ventilation System, Water Heater, Water Heater Owned.

Q.What security features are installed at 526 Monaghan Road, Peterborough, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 9.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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526 Monaghan Road, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 526 Monaghan Road, Peterborough, ON K9J 5H5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate4.00%
Down Payment$199,470 (30.0%)
* Minimum Canadian down payment required for this price is $41,490.
Amortization Period30 Years
Estimated Monthly Payment$2,213Based on a loan of $465,430 over 30 years.
Purchase Price$664,900
Loan Amount$465,430
Provincial Land Transfer Tax:$9,773
Total Estimated Closing Taxes:$9,773

About Purchasing a Home in Peterborough, ON

For a property listed at $664,900 in Peterborough, the legal minimum down payment is $41,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,773 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,773.

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Otonabee Ward 1, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee Ward 1, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$655,731

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Otonabee Ward 1, Peterborough

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Otonabee Ward 1, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.