544 Charlotte Street, Peterborough, ON
Property no longer active
This property was sold on May 2, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2 1/2 Storey duplex located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 2000-2500 sqft on a premium 50 x 97 ft lot
- Features a full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 544 Charlotte Street, a high-yield income duplex in central Peterborough. This all brick 2-1/2 storey home features a full basement & two separate garages, generating $50,760 in annual rental income with additional potential from the detached garage. The property includes two fully independent rental units, each with a separate hydro meter & two full kitchens. The main level tenant occupies a spacious five bedroom unit featuring a bright living & dining area with large south facing windows, a gas fireplace & a well equipped kitchen. This unit also has a laundry room in the basement with a three year old dryer & large laundry tubs. The upper level tenant occupies a bright one bedroom apartment with a functional kitchen, a small storage space, a large living area filled with natural light & south-facing windows that offer an excellent view. The home also features a large covered wrap around porch with two interior access doors, providing additional outdoor space for tenants. The property includes an attached garage, currently rented and a detached garage that presents an additional income opportunity. A mostly fenced in patio area adds privacy & outdoor enjoyment. Recent upgrades include most windows replaced in the last three years, a recently replaced garage door & recent roof updates. The furnace was replaced in 2011. Centrally located with easy access to transit, restaurants & shopping, this fully rented property offers strong cash flow & long term investment potential.
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Property Summary
This duplex located at 544 Charlotte Street, Peterborough is currently for sale and has been available on SousaSells for 491 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 6 beds, 3 bathrooms, and is 2000-2500 square feet. 544 Charlotte Street, Peterborough is in the Town Ward 3 neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 6 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Town Ward 3, Peterborough.
- •6 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •2000-2500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Town Ward 3, Peterborough.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Hospital
- Level
- Public Transit
- Rec./Commun.Centre
- School
- School Bus Route
Interior Features
- Accessory Apartment
- In-Law Suite
- Primary Bedroom - Main Floor
- Separate Heating Controls
- Separate Hydro Meter
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 544 Charlotte Street, Peterborough, ON
Q.What is the asking price for 544 Charlotte Street, Peterborough, ON ?
The current listing price for 544 Charlotte Street, Peterborough, ON in Town Ward 3, Peterborough is $649,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 6 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.
Q.What property type and architectural style is 544 Charlotte Street, Peterborough, ON ?
544 Charlotte Street, Peterborough, ON is a Duplex (2 1/2 Storey) featuring a Full, Separate Entrance basement.
Q.What key property features does 544 Charlotte Street, Peterborough, ON offer?
Key property features include: Hospital, Level, Public Transit, Rec./Commun.Centre, School, School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Data-driven valuation for 544 Charlotte Street, Peterborough, ON K9J 2W5
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Peterborough, ON
For a property listed at $649,000 in Peterborough, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.
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