633 Downie Street, Peterborough, ON

$429,000
MLS#:X12934294
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $429,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 29.86 x 80 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step back in time with this charming 1921 two-storey home, a perfect blend of character, warmth, & timeless craftsmanship. From the moment you step inside, the home welcomes you with beautiful original wooden floors, rich wood trim, casings, and baseboards that speak to the fine attention to detail of its era. The inviting front entry opens to a bright living room, ideal for relaxing or entertaining, & flows seamlessly into a formal dining room filled with lots of natural light-perfect for family dinners or gatherings with friends. The kitchen maintains a touch of vintage charm while offering ample space for modern updates. Toward the back of the main floor, a spacious family room with a separate entrance & cozy gas fireplace creates a versatile retreat-ideal as a playroom or home office. The staircase, full of character with its classic woodwork, leads to the second level where you'll find three comfortable bedrooms & a full bathroom. Each room reflects the home's early-20th-century personality, balanced by a livable, well-proportioned layout that makes it perfect for today's lifestyle. The basement offers abundant storage & houses the laundry area, keeping everyday chores conveniently tucked away. Outside, the corner lot enhances curb appeal and provides excellent light throughout the home. There's also parking for two vehicles. Whether you're drawn by its architectural detail or its sense of nostalgia, this 1921 gem is ready to welcome its next chapter. Homes like this are less about what's new and more about what lasts-the timeless beauty of wood, the feel of solid construction, and the stories built into every corner. Central air conditioning updated in 2021. 50 year shingles were updated in 2019 on the house. The Sellers are having the porch roof re-shingled this Spring.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 17, 2026
Sold price information is available to members only
Listed Date3/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size29.86 × 80 Feet
CountyPeterborough
Annual Tax$3,237.53
Legal DescriptionPT LT 18 S OF EDINBURGH ST & W OF GEORGE ST PL 1 TOWN OF PETERBOROUGH, PTS 1&6, 45R5864; PETERBOROUGH

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Park, Public Transit, School, Rec./Commun.Centre

Interior Features

Sump Pump

Security Features

Community Features

Location

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633 Downie Street, Peterborough, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 633 Downie Street, Peterborough, ON K9H 4K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate5.25%
Down Payment$21,450 (5.0%)
* Minimum Canadian down payment required for this price is $21,450.
Amortization Period25 Years
Estimated Monthly Payment$2,429Based on a loan of $407,550 over 25 years.
Purchase Price$429,000
Loan Amount$407,550
Provincial Land Transfer Tax:$5,055
Total Estimated Closing Taxes:$5,055

About Purchasing a Home in Peterborough, ON

For a property listed at $429,000 in Peterborough, the legal minimum down payment is $21,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,055 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,055.

Nearby Listings

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No current listings found in Peterborough.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Town Ward 3, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$640,277

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Local Schools Guide

Elementary Schools

Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.