635 Park Street, Peterborough, ON

$399,900
MLS#:X12259701
3 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
635 Park Street N, Peterborough, ON K9H 4S4
⚠️

Property no longer active

This property was sold on July 12, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Northcrest Ward 5. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 40 x 100 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

5 REASONS YOU'LL LOVE THIS HOME - 1) BACKYARD OASIS - Spacious and inviting, this backyard is perfect for relaxing, entertaining, or letting kids and pets roam. A large patio easily accommodates outdoor furniture and summer gatherings. Two sheds offer ample storage for tools, gear, or hobbies, blending function with comfort. Whether hosting a BBQ or enjoying a quiet evening under the stars, this yard is ready for it all. 2) STORAGE - Designed with practicality in mind, this home features outstanding storage throughout. A dedicated storage room, generous cupboard space, and two backyard sheds ensure there's a place for everything from seasonal gear to everyday essentials. 3) FINISHED BASEMENT - The fully finished basement includes two bedrooms, ideal for guests, teens, or a home office. A laundry area and a spacious storage room with built-in shelving add convenience and flexibility, all while being separate from the main living area. 4) LOCATION - Nestled in Peterborough's sought-after North End, this home offers the best of community and convenience. Walk to Jackson Park or the Trans Canada Trail, and enjoy quick access to public transit, shopping, dining, schools, and the hospital. It's a quiet, friendly neighbourhood with everything steps away. 5) AFFORDABILITY - An excellent opportunity for affordable home ownership without compromise. With its manageable size and low-maintenance features, this home is ideal for first-time buyers, down-sizers, or smart investors. Enjoy comfort, value, and quality living at a price that makes sense! - UTILITIES: Water $94.11/mo, Hydro $98.65/mo.

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Property Summary

This detached home located at 635 Park Street, Peterborough is currently for sale and has been available on SousaSells for 399 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 1 bathroom, and is < 700 square feet. 635 Park Street, Peterborough is in the Northcrest Ward 5 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Northcrest Ward 5, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Peterborough.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 12, 2025
Sold price information is available to members only
Listed Date7/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Full
Lot Size40 × 100 Feet
CountyPeterborough
Annual Tax$2,689.09
Legal DescriptionLOT 63 PLAN 165 CITY OF PETERBOROUGH

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 635 Park Street, Peterborough, ON

Q.What is the asking price for 635 Park Street, Peterborough, ON ?

The current listing price for 635 Park Street, Peterborough, ON in Northcrest Ward 5, Peterborough is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 635 Park Street, Peterborough, ON ?

635 Park Street, Peterborough, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Water Heater.

Q.What security features are installed at 635 Park Street, Peterborough, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

Location

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635 Park Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 635 Park Street N, Peterborough, ON K9H 4S4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Peterborough, ON

For a property listed at $399,900 in Peterborough, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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Northcrest Ward 5, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northcrest Ward 5, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$885,913

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Northcrest Ward 5, Peterborough

Elementary Schools

Edmison Heights
Public1111 Royal Drive, Peterborough, Ontario, K9H 3P8
6.5
R F Downey
Public1221 Neptune Street, Peterborough, Ontario, K9H 7L9
5.5
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5

Northcrest Ward 5, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.