642 Bellaire Street, Peterborough, ON

$625,000
MLS#:X13500680
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee Ward 1. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $625,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 57.01 x 108.52 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your next chapter in Peterborough's south end, an established neighbourhood perfect for growing families and those looking to downsize, offering quiet streets just minutes from all the conveniences of Lansdowne Street and tranquility of the river. This beautifully updated bungalow offers the perfect blend of modern style and functional family living. The heart of the home is the stunning renovated kitchen, featuring white cabinetry, quartz countertops, and a relaxing view over the backyard space. Whether you're preparing dinner or enjoying your morning coffee, you'll love overlooking the in-ground pool and generous green space. The bright, open-concept living and dining area creates an inviting space for everyday life and entertaining alike. Three comfortable main-floor bedrooms and a stylishly renovated bathroom complete the main level, offering move-in-ready comfort. A second side entrance from the driveway leads into a versatile additional living space that functions beautifully as a mudroom, family room, or children's play area. This space also has sliding doors opening directly to the backyard, making indoor-outdoor living easy. Step outside to your private backyard. Spend summer days enjoying the in-ground pool while still having plenty of green space for kids, pets, gardens, or backyard games. It's a rare combination of recreation and room to grow. The fully finished lower level further expands your living space, offering an additional bedroom, den/office, a spacious recreation area, and an additional 3 piece bathroom - ideal for growing families, guests, teens, or a home office setup. Thoughtfully updated, including new pool pump and liner 2021, metal roof 2022, kitchen 2023, main bath 2022 and new flooring throughout mainfloor, this home offers flexible spaces, modern finishes, and an unbeatable location close to everything while tucked away in a great Peterborough neighbourhood. This is more than a house, it's a place to build memories.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size57.01 × 108.52 Feet
CountyPeterborough
Annual Tax$4,369.78
Legal DescriptionPT LT 41 PL 197; PT LT 16, PL 20Q(NORTH MONAGHAN) AS IN R621699 , S/T M65027 ASSIGNED BY PE335479 ASSIGNED BY PE335483 ASSIGNED BY PE355077 CITY OF PETERBOROUGH

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Level, Park, Place Of Worship, School

Interior Features

Primary Bedroom - Main Floor, Water Meter

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

Initializing map...
642 Bellaire Street, Peterborough, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 642 Bellaire Street, Peterborough, ON K9J 3Y6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$37,500 (6.0%)
* Minimum Canadian down payment required for this price is $37,500.
Amortization Period25 Years
Estimated Monthly Payment$3,501Based on a loan of $587,500 over 25 years.
Purchase Price$625,000
Loan Amount$587,500
Provincial Land Transfer Tax:$8,975
Total Estimated Closing Taxes:$8,975

About Purchasing a Home in Peterborough, ON

For a property listed at $625,000 in Peterborough, the legal minimum down payment is $37,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,975 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,975.

Nearby Listings

Distance:

No current listings found in Peterborough.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee Ward 1, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$579,979

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Local Schools Guide

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.