
This property was sold on July 4, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ashburnham Ward 4. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $779,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Tucked at the end of a quiet dead-end street in Peterborough's East City, this rare gem of a walkout bungalow combines city convenience with exceptional privacy, a peaceful, nature-filled setting, and beautiful views of the Trent-Severn Waterway--right in your backyard. Inside, the main floor features a warm and inviting living space with vaulted ceilings and rich wood details throughout. Large windows set high at the peak of the ceiling fill the room with abundant natural light, creating an open and airy atmosphere. The living room includes exposed brickwork surrounding the fireplace, adding character and charm. The open-concept layout flows from the living area into the kitchen, where a glass door leads to a deck--perfect for summer BBQs, relaxing with a book, or simply enjoying the elevated view of boats and the Trent rowing team passing by. Both the kitchen and living room have additional windows that offer lovely views of the canal. The large primary bedroom on the main floor adds convenience and flexibility and could easily be converted into two spacious bedrooms. Downstairs, the finished walk-out basement includes a second bedroom, another fireplace, a built-in bar area, and glass doors that lead to a covered patio--ideal for entertaining or quiet evenings. While the waterfront itself isn't owned by the property, the current owners enjoy spending time on a small dock there taking in the views and setting out for kayak rides. A truly unique home--private, full of charm, and ready to enjoy.
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This detached home located at 646 Ludgate Street, Peterborough is currently for sale and has been available on SousaSells for 416 days. This property is listed at $779,900 with an estimated mortgage of $2,596* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 646 Ludgate Street, Peterborough is in the Ashburnham Ward 4 neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Ashburnham Ward 4, Peterborough.
First-time home buyers, professionals, or investors seeking value.
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The current listing price for 646 Ludgate Street, Peterborough, ON in Ashburnham Ward 4, Peterborough is $779,900.
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
646 Ludgate Street, Peterborough, ON is a Detached (Bungalow) featuring a Partially Finished, Walk-Out basement.
Interior highlights include: Primary Bedroom - Main Floor, Storage.
Yes, this property offers parking space for 2.0 vehicles (None).
Heating is provided via Gas and cooling via Central Air.
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 646 Ludgate Street, Peterborough, ON K9H 2C2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.
About Purchasing a Home in Peterborough, ON
For a property listed at $779,900 in Peterborough, the legal minimum down payment is $52,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,073 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.