651 Montrose Street, Peterborough, ON

$469,900
MLS#:X12782032
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
651 Montrose Street, Peterborough, ON K9J 3C3
⚠️

Property no longer active

This property was sold on March 4, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee Ward 1. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $469,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 44 x 105 ft lot
  • Features a partially finished, unfinished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Floor Drain, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully renovated two-bedroom home in the highly desirable south end of Peterborough. Perfect for first time buyers or those looking to downsize, this charming property offers comfort, style and convenience. Inside the home has been fully updated throughout, including a modern kitchen, refreshed bathroom, new flooring, and some appliances. The furnace, air conditioner installed 2020. The single car garage adds extra convenience, the home is vacant and move in ready, just bring your furniture and start enjoying your new space. Situated on a quiet street in a great neighbourhood, you'll enjoy easy access to shopping, schools and scenic park on the river, ideal for outdoor enjoyment. Private backyard. Please note some photos in this listing have been virtually staged.

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Property Summary

This detached home located at 651 Montrose Street, Peterborough is currently for sale and has been available on SousaSells for 175 days. This property is listed at $469,900 with an estimated mortgage of $1,564* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 651 Montrose Street, Peterborough is in the Otonabee Ward 1 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Otonabee Ward 1, Peterborough.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 4, 2026
Sold price information is available to members only
Listed Date2/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementPartially Finished, Unfinished, Walk-Up
Lot Size44 × 105 Feet
CountyPeterborough
Annual Tax$3,857
Legal DescriptionLot 39, Plan 59Q, N. Monaghan; Pt Lt 40, PL 59Q, N Monaghan as in R505405; Peterborough City

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Floor Drain
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 651 Montrose Street, Peterborough, ON

Q.What is the asking price for 651 Montrose Street, Peterborough, ON ?

The current listing price for 651 Montrose Street, Peterborough, ON in Otonabee Ward 1, Peterborough is $469,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 651 Montrose Street, Peterborough, ON ?

651 Montrose Street, Peterborough, ON is a Detached (Bungalow) featuring a Partially Finished, Unfinished, Walk-Up basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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651 Montrose Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 651 Montrose Street, Peterborough, ON K9J 3C3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate4.00%
Down Payment$140,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,495.
Amortization Period30 Years
Estimated Monthly Payment$1,564Based on a loan of $328,930 over 30 years.
Purchase Price$469,900
Loan Amount$328,930
Provincial Land Transfer Tax:$5,873
Total Estimated Closing Taxes:$5,873

About Purchasing a Home in Peterborough, ON

For a property listed at $469,900 in Peterborough, the legal minimum down payment is $23,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,873 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,873.

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Otonabee Ward 1, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee Ward 1, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$655,731

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Otonabee Ward 1, Peterborough

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Otonabee Ward 1, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.