740 CHAMBERLAIN Street, Peterborough, ON

$429,900
MLS#:X12928520
3 beds
1 baths
1200-1399 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Otonabee Ward 1. Expertly crafted featuring premium aluminum siding and shingle construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1200-1399 sqft
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully maintained and incredibly cozy townhome tucked away in the quiet, sought-after enclave of Cardinal Court-perfectly positioned in a peaceful southwest downtown setting, away from the hustle of main roads. This spacious 2-storey condo delivers exceptional value and room to grow. The main floor features a bright, open-concept living and dining space, ideal for both everyday living and entertaining, with a walkout to your own private patio-perfect for summer BBQs and relaxing evenings outdoors. Upstairs, you'll find three generous bedrooms, including a large primary retreat, along with a stunningly renovated bathroom that adds a touch of modern luxury. The home is enhanced with warm bamboo flooring, updated windows, and an upgraded furnace for added comfort and efficiency. The full-height basement offers incredible potential-already insulated and vapour barriered-ready to be transformed into a spacious rec room, home office, gym, or additional living space to suit your needs. Beyond the home itself, the lifestyle here is hard to beat. Enjoy being just minutes from Turner Park-perfect for kids, dog walks, and outdoor play-as well as a selection of nearby public and Catholic schools, making this an excellent option for young families. You're also a short distance to the waterfront and the vibrant Del Crary Park, where you can take in scenic lake views, walking trails, and summer concerts and events. Enjoy the ease of condo living with low fees that include snow removal, grass maintenance, and ample visitor parking, plus your own convenient parking space just steps from the front door. Clean, quiet, and move-in ready, this hidden gem is an ideal opportunity for first-time buyers, young families, or savvy investors looking for space, comfort, and unbeatable value.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date3/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionAluminum Siding, Shingle
BasementUnfinished, Full
CountyPeterborough
Annual Tax$2,700

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park, Public Transit, Rec./Commun.Centre, School, Lake/Pond

Interior Features

None

Security Features

Community Features

Location

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740 CHAMBERLAIN Street, Peterborough, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 740 CHAMBERLAIN Street 9, Peterborough, ON K9J 4M3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate5.25%
Down Payment$21,495 (5.0%)
* Minimum Canadian down payment required for this price is $21,495.
Amortization Period25 Years
Estimated Monthly Payment$2,434Based on a loan of $408,405 over 25 years.
Purchase Price$429,900
Loan Amount$408,405
Provincial Land Transfer Tax:$5,073
Total Estimated Closing Taxes:$5,073

About Purchasing a Home in Peterborough, ON

For a property listed at $429,900 in Peterborough, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.

Nearby Listings

Distance:

No current listings found in Peterborough.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee Ward 1, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$581,706

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Local Schools Guide

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.