768 St. Mary's Street, Peterborough, ON

$325,000
MLS#:X12315352
2 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
768 St. Mary's Street, Peterborough, ON K9J 4H2
⚠️

Property no longer active

This property was sold on September 16, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Otonabee Ward 1. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 100 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Great Opportunity for First-Time Buyers or Contractors! This quaint two-bedroom, one-bathroom home is brimming with potential and ready for your personal touch. Offering the ease of main floor living, the layout includes a cozy living room, a functional galley kitchen, and a versatile dining or family room with patio doors leading to a fenced backyard, perfect for pets, kids, or weekend BBQs. The basement provides a dedicated laundry area and generous storage space, while the impressive 20 x 20 garage is a dream for contractors, hobbyists, or anyone in need of a serious workspace. Centrally located close to shopping, schools, and everyday amenities, this property is ideal for those looking to get into the market or invest in a promising project. Don't miss your chance to unlock it's potential!

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Property Summary

This detached home located at 768 St. Mary's Street, Peterborough is currently for sale and has been available on SousaSells for 372 days. This property is listed at $325,000 with an estimated mortgage of $1,082* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 768 St. Mary's Street, Peterborough is in the Otonabee Ward 1 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Otonabee Ward 1, Peterborough.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 16, 2025
Sold price information is available to members only
Listed Date7/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementUnfinished
Lot Size40 × 100 Feet
CountyPeterborough
Annual Tax$2,989.85
Legal DescriptionLT 106 PL 172, T/W & S/T R588803 ; PETERBOROUGH

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Electric Car Charger
  • Fenced Yard
  • Hospital
  • Park
  • Place Of Worship
  • Public Transit

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Storage

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 768 St. Mary's Street, Peterborough, ON

Q.What is the asking price for 768 St. Mary's Street, Peterborough, ON ?

The current listing price for 768 St. Mary's Street, Peterborough, ON in Otonabee Ward 1, Peterborough is $325,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 768 St. Mary's Street, Peterborough, ON ?

768 St. Mary's Street, Peterborough, ON is a Detached (Bungalow) featuring a Unfinished basement.

Q.What key property features does 768 St. Mary's Street, Peterborough, ON offer?

Key property features include: Electric Car Charger, Fenced Yard, Hospital, Park, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Storage.

Q.What security features are installed at 768 St. Mary's Street, Peterborough, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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768 St. Mary's Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 768 St. Mary's Street, Peterborough, ON K9J 4H2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

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Interest Rate4.00%
Down Payment$97,500 (30.0%)
* Minimum Canadian down payment required for this price is $16,250.
Amortization Period30 Years
Estimated Monthly Payment$1,082Based on a loan of $227,500 over 30 years.
Purchase Price$325,000
Loan Amount$227,500
Provincial Land Transfer Tax:$3,350
Total Estimated Closing Taxes:$3,350

About Purchasing a Home in Peterborough, ON

For a property listed at $325,000 in Peterborough, the legal minimum down payment is $16,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,350 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,350.

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Otonabee Ward 1, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee Ward 1, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$655,731

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Otonabee Ward 1, Peterborough

Elementary Schools

St Alphonsus
Public875 St. Mary's Street, Peterborough, Ontario, K9J 4H7
3.9
Keith Wightman
Public860 St. Mary's Street, Peterborough, Ontario, K9J 4H6
3.8
Roger Neilson
Public550 Erskine Avenue, Peterborough, Ontario, K9J 5T4
4.9
St John
Public746 Park Street South, Peterborough, Ontario, K9J 3T4
4.2
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Kenner
Public633 Howden Street, Peterborough, Ontario, K9J 5J2
5.0
Holy Cross
Public1355 Lansdowne Street West, Peterborough, Ontario, K9J 7M3
6.1

Otonabee Ward 1, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.