781 Water Street, Peterborough, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Northcrest Ward 5. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 43 x 90 ft lot
- Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Separate Heating Controls, Storage, Water Meter
- equipped with window unit(s) central cooling and highly efficient baseboard heating via electric
Description
Some homes have a feeling, and this is one you'll remember. Welcome to The Water House, a beautifully restored 1895 brick home steps from Inverlea Park and the Otonabee River. Thoughtfully curated, every space has been designed with intention, creativity, and everyday living in mind, blending timeless character with modern comfort. A welcoming front porch sets the tone before you step inside to a bright interior filled with warmth and character. Soaring ceilings, original architectural details, and carefully considered updates create a home that celebrates its history while offering the ease of contemporary living. The main floor offers generous yet inviting living spaces, including a sun-filled living room with fireplace, a spacious dining room perfect for gathering, and a large kitchen with new appliances, plenty of storage and prep space with an island for slow mornings or relaxed evenings. Off the dining room is a retreat-like bathroom complete with a soaker tub, shower, and calming, moody finishes. Upstairs, you'll find three bedrooms, a 3-piece bath, and convenient laundry. The primary bedroom features a built-in window bench, the perfect place to unwind. The backyard is a peaceful, private oasis with landscaped gardens and a large deck with multiple entertaining areas. A charming studio space offers a workspace or quiet escape while two additional sheds provide excellent storage. A mature sugar maple tree offers shade throughout the summer and the opportunity to make your own maple syrup. An EV charger adds modern convenience for today's lifestyle.The basement delivers unexpected character with exposed stone walls and wood beam ceilings, creating a cozy speakeasy-inspired retreat perfect for movie nights, listening to vinyl, or escaping at the end of the day. This is a home of considered spaces and thoughtful design. Located just minutes from Trent, transit and countless amenities, The Water House offers a rare balance of creativity, nature and convenience.
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Property Summary
This detached home located at 781 Water Street, Peterborough is currently for sale and has been available on SousaSells for 22 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 781 Water Street, Peterborough is in the Northcrest Ward 5 neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Northcrest Ward 5, Peterborough.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Peterborough.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Fenced Yard
- Golf
- Hospital
- Library
- Park
Interior Features
- Separate Heating Controls
- Storage
- Water Meter
Security Features
- Smoke Detector
Community Features
None listed
Frequently Asked Questions about 781 Water Street, Peterborough, ON
Q.What is the asking price for 781 Water Street, Peterborough, ON ?
The current listing price for 781 Water Street, Peterborough, ON in Northcrest Ward 5, Peterborough is $549,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 781 Water Street, Peterborough, ON ?
781 Water Street, Peterborough, ON is a Detached (2-Storey) featuring a Partial Basement, Unfinished basement.
Q.What key property features does 781 Water Street, Peterborough, ON offer?
Key property features include: Beach, Fenced Yard, Golf, Hospital, Library, Park.
Q.What interior features are included in this home?
Interior highlights include: Separate Heating Controls, Storage, Water Meter.
Q.What security features are installed at 781 Water Street, Peterborough, ON ?
Security features include: Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Window Unit(s).
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 781 Water Street, Peterborough, ON K9H 3N5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Peterborough, ON
For a property listed at $549,000 in Peterborough, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.