813 Water Street, Peterborough, ON

$874,900
MLS#:X13428484
5 beds
4 baths
3500-5000 sqft
9.0 parking
Residential Freehold
813 Water Street, Peterborough, ON K9H 3N7

Property Highlights

Welcome to this remarkable 2-Storey triplex located in the coveted neighborhood of Northcrest Ward 5. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $874,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 169 x 180 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Separate Heating Controls, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Charming all-brick 3,552 Sq. Ft. neighborhood landmark century home located in a desirable central area of Peterborough and sitting on a .46-acre lot. This well-maintained home is a triplex offering 3 separate units, a spacious 4-bedroom unit, and two separate 1-bedroom units. All units have private entrances, individual hydro meters and pay their own utilities. 3 fridges and 3 stoves are included. Additional highlights are private on-site parking, a 2-car garage, and updated roof. The triplex is situated on a large lot with great potential for future development or additional units. (Rent amounts - 4 Bedroom - $2,950, 813A - $1,300, 820 - $1,150). Great investment opportunity with strong income $64,800 & development potential.

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Property Summary

This triplex located at 813 Water Street, Peterborough is currently for sale and has been available on SousaSells for 57 days. This property is listed at $874,900 with an estimated mortgage of $2,912* per month. It has 5 beds, 4 bathrooms, and is 3500-5000 square feet. 813 Water Street, Peterborough is in the Northcrest Ward 5 neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Northcrest Ward 5, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Northcrest Ward 5, Peterborough.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
3
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date6/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
Lot Size169 × 180 Feet
CountyPeterborough
Annual Tax$7,748
Legal DescriptionPt Lts 27, 28 & 29 PL 42 Peterborough Pt 1 45R6417; Peterborough

Parking & Garage

Parking Total9.0
Parking Space7
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

  • Level
  • Park
  • Public Transit
  • River/Stream
  • School Bus Route

Interior Features

  • Accessory Apartment
  • Separate Heating Controls
  • Separate Hydro Meter
  • Storage

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 813 Water Street, Peterborough, ON

Q.What is the asking price for 813 Water Street, Peterborough, ON ?

The current listing price for 813 Water Street, Peterborough, ON in Northcrest Ward 5, Peterborough is $874,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 813 Water Street, Peterborough, ON ?

813 Water Street, Peterborough, ON is a Triplex (2-Storey) featuring a Unfinished basement.

Q.What key property features does 813 Water Street, Peterborough, ON offer?

Key property features include: Level, Park, Public Transit, River/Stream, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Separate Heating Controls, Separate Hydro Meter, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 9.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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813 Water Street, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 813 Water Street, Peterborough, ON K9H 3N7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$262,470 (30.0%)
* Minimum Canadian down payment required for this price is $62,490.
Amortization Period30 Years
Estimated Monthly Payment$2,912Based on a loan of $612,430 over 30 years.
Purchase Price$874,900
Loan Amount$612,430
Provincial Land Transfer Tax:$13,973
Total Estimated Closing Taxes:$13,973

About Purchasing a Home in Peterborough, ON

For a property listed at $874,900 in Peterborough, the legal minimum down payment is $62,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,973 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,973.

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Northcrest Ward 5, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northcrest Ward 5, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$885,913

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Northcrest Ward 5, Peterborough

Elementary Schools

Edmison Heights
Public1111 Royal Drive, Peterborough, Ontario, K9H 3P8
6.5
R F Downey
Public1221 Neptune Street, Peterborough, Ontario, K9H 7L9
5.5
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5

Northcrest Ward 5, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.