861 Water Street, Peterborough, ON
Property no longer active
This property was sold on December 23, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Northcrest Ward 5. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 1 Bathroom
- Premium 44.3 x 90.09 ft lot size
- Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Offers welcome anytime. Centrally located 5 bedroom home on Trent University bus route. Public transit at the front door! Large eat in kitchen with all appliances included (washer & dryer 2019). The 4 pc bathroom was updated in 2018 with toilet, tub surround, vanity, granite counter and new exhaust fan (2023). The spacious family room at the rear of the house overlooks the back yard and offers a separate entrance. Most plumbing was replaced in 2010, furnace 2010, new windows 2018 and rear siding 2019.The unfinished attic space will offer additional living space if desired (requires stairs for access).Convenient location and within walking distance to all amenities.
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Property Summary
This detached home located at 861 Water Street, Peterborough is currently for sale and has been available on SousaSells for 791 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 5 beds, 1 bathroom, and is unknown square feet. 861 Water Street, Peterborough is in the Northcrest Ward 5 neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Northcrest Ward 5, Peterborough.
- •5 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •Desirable Detached architecture in Northcrest Ward 5, Peterborough
Growing families needing multi-bedroom flexibility and space in Northcrest Ward 5, Peterborough.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- School
- Public Transit
- Library
- Hospital
Interior Features
- None
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 861 Water Street, Peterborough, ON
Q.What is the asking price for 861 Water Street, Peterborough, ON ?
The current listing price for 861 Water Street, Peterborough, ON in Northcrest Ward 5, Peterborough is $399,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 1 bathroom.
Q.What property type and architectural style is 861 Water Street, Peterborough, ON ?
861 Water Street, Peterborough, ON is a Detached (Bungalow) featuring a Partial Basement, Unfinished basement.
Q.What key property features does 861 Water Street, Peterborough, ON offer?
Key property features include: School, Public Transit, Library, Hospital.
Q.What interior features are included in this home?
Interior highlights include: None.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 861 Water Street, Peterborough, ON K9H 3P1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Peterborough, ON
For a property listed at $399,900 in Peterborough, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.