970 Cumberland Avenue, Peterborough, ON

$564,900
MLS#:X10417198
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
970 Cumberland Avenue, Peterborough, ON K9H 7B2
⚠️

Property no longer active

This property was sold on December 13, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Northcrest Ward 5. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $564,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 140 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Heater
  • Efficient forced air heating via gas

Description

Are you looking for a starter home or to downsize? This 2+1 bedroom brick side-split in the North End is sure to please. Hardwood floors in the living/dining area, cozy family room with a gas fireplace and a library niche. Lower level would make a great kid zone or arts and craft room. The upper floor has two bedrooms and a four piece bath. This property backs onto what is now pasture land making it a peaceful setting. Close to Trent University, walking trails, public transit and walking distance to schools. A pre-inspected home.

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Property Summary

This detached home located at 970 Cumberland Avenue, Peterborough is currently for sale and has been available on SousaSells for 633 days. This property is listed at $564,900 with an estimated mortgage of $1,880* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 970 Cumberland Avenue, Peterborough is in the Northcrest Ward 5 neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Northcrest Ward 5, Peterborough.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Peterborough.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 5, 2024
Sold price information is available to members only
Listed Date11/11/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick, Aluminum Siding
BasementPartially Finished
Lot Size60 × 140 Feet
CountyPeterborough
Annual Tax$4,196.64
Legal DescriptionLT 12 PL 283 PETERBOROUGH CITY; PETERBOROUGH CITY

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Golf
  • Hospital
  • Park
  • Library
  • Place Of Worship
  • Public Transit

Interior Features

  • Auto Garage Door Remote
  • Water Heater

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 970 Cumberland Avenue, Peterborough, ON

Q.What is the asking price for 970 Cumberland Avenue, Peterborough, ON ?

The current listing price for 970 Cumberland Avenue, Peterborough, ON in Northcrest Ward 5, Peterborough is $564,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 970 Cumberland Avenue, Peterborough, ON ?

970 Cumberland Avenue, Peterborough, ON is a Detached (Sidesplit 4) featuring a Partially Finished basement.

Q.What key property features does 970 Cumberland Avenue, Peterborough, ON offer?

Key property features include: Golf, Hospital, Park, Library, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Water Heater.

Q.What security features are installed at 970 Cumberland Avenue, Peterborough, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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970 Cumberland Avenue, Peterborough, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 970 Cumberland Avenue, Peterborough, ON K9H 7B2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Peterborough.

Configure Loan Settings

Interest Rate4.00%
Down Payment$169,470 (30.0%)
* Minimum Canadian down payment required for this price is $31,490.
Amortization Period30 Years
Estimated Monthly Payment$1,880Based on a loan of $395,430 over 30 years.
Purchase Price$564,900
Loan Amount$395,430
Provincial Land Transfer Tax:$7,773
Total Estimated Closing Taxes:$7,773

About Purchasing a Home in Peterborough, ON

For a property listed at $564,900 in Peterborough, the legal minimum down payment is $31,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,773 for this transaction. As this listing is in Peterborough (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,773.

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Northcrest Ward 5, Peterborough Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northcrest Ward 5, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$885,913

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Best Schools in Northcrest Ward 5, Peterborough

Elementary Schools

Edmison Heights
Public1111 Royal Drive, Peterborough, Ontario, K9H 3P8
6.5
R F Downey
Public1221 Neptune Street, Peterborough, Ontario, K9H 7L9
5.5
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5

Northcrest Ward 5, Peterborough Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.