1295 Wharf Street, Pickering, ON

$998,000
MLS#:E12460908
3 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
1295 Wharf Street 4, Pickering, ON L1W 1A2
⚠️

Property no longer active

This property was sold on October 30, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey att/row/townhouse located in the coveted neighborhood of Bay Ridges. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $998,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 22.66 x 93.47 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Location, Location, Location! Experience resort-inspired living in the coveted Frenchman's Bay Village! This bright FREEHOLD end-unit townhome blends modern style, everyday luxury, and unbeatable convenience. Larger than it looks with 9ft ceilings, open concept layout this 3 BEDROOM, 4 BATHROOM Home provides A covered front porch that opens into a spacious, open-concept main floor featuring VAULTED CEILINGS, gleaming hardwood floors, and a seamless flow through the living, dining, and kitchen areas. The gourmet kitchen impresses with abundant counter and cabinet space, stainless steel appliances, and an oversized breakfast bar overlooking the great room. From here, walk out to your private, fully fenced BACKYARD OASIS - professionally landscaped and perfect for relaxing or entertaining. The entire third floor is reserved for the primary retreat, complete with vaulted ceilings, a walk-in closet, a spa-like 5-piece ensuite, and a sun-filled rooftop balcony with sweeping SOUTHWESTERN VIEWS of FRENCHMAN'S BAY. The second level offers two generously sized bedrooms, each with its own 4-piece ensuite and ample storage. A finished basement extends your living space with a large recreation room and a versatile bonus area ideal for a home office, gym, or playroom. Residents also enjoy access to the community's INGROUND SWIMMING POOL - perfect for summer days without the upkeep. With THREE CAR PARKING and a prime location just steps to the waterfront, beach, trails, parks, schools, and a vibrant mix of cafes, yoga studios, and local shops, this home offers the best of lakeside living in one of Pickering's most desirable communities.

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Property Summary

This townhouse located at 1295 Wharf Street, Pickering is currently for sale and has been available on SousaSells for 296 days. This property is listed at $998,000 with an estimated mortgage of $3,322* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 1295 Wharf Street, Pickering is in the Bay Ridges neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Bay Ridges, Pickering.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Pickering.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 30, 2025
Sold price information is available to members only
Listed Date10/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style3-Storey
ConstructionVinyl Siding, Stone
BasementFinished
Lot Size22.66 × 93.47 Feet
CountyDurham
Annual Tax$8,283.38
Legal DescriptionPT BLK 1 40M2177, PTS 4 & 71, 40R22540, PICKERING, REGIONAL MUNICIPALITY OF DURHAM ; T/W EASE PT BLK 1 40M2177, 67 TO 70 INCL 40R22540 AS IN DR254613 ; S/T EASE PT 71, 40R22540 IN FAVOUR OF PT BLK 1 40M2177, PTS 1,2,3,72,73 & 74, 40R22540 AS IN DR254613 S/T EASE IN FAVOUR OF ENBRIDGE GAS DISTRIBUTION INC. AS IN DR218694 ; S/T EASE IN FAVOUR OF VERIDIAN CONNECTIONS INC. AS IN DR250016 T/W EASE PT LT 26 M89, PT 7, 40R22286 AS IN DR192669; T/W EASE PT LT 26 M89, PTS 5 & 6, 40R22286 & PT LT 23, 3BFC

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Greenbelt/Conservation
  • Lake Access
  • Marina
  • Waterfront
  • Beach

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1295 Wharf Street, Pickering, ON

Q.What is the asking price for 1295 Wharf Street, Pickering, ON ?

The current listing price for 1295 Wharf Street, Pickering, ON in Bay Ridges, Pickering is $998,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1295 Wharf Street, Pickering, ON ?

1295 Wharf Street, Pickering, ON is a Att/Row/Townhouse (3-Storey) featuring a Finished basement.

Q.What key property features does 1295 Wharf Street, Pickering, ON offer?

Key property features include: Fenced Yard, Greenbelt/Conservation, Lake Access, Marina, Waterfront, Beach.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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1295 Wharf Street, Pickering, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1295 Wharf Street 4, Pickering, ON L1W 1A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pickering.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,400 (30.0%)
* Minimum Canadian down payment required for this price is $74,800.
Amortization Period30 Years
Estimated Monthly Payment$3,322Based on a loan of $698,600 over 30 years.
Purchase Price$998,000
Loan Amount$698,600
Provincial Land Transfer Tax:$16,435
Total Estimated Closing Taxes:$16,435

About Purchasing a Home in Pickering, ON

For a property listed at $998,000 in Pickering, the legal minimum down payment is $74,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,435 for this transaction. As this listing is in Pickering (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,435.

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Bay Ridges, Pickering Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bay Ridges, Pickering.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$810,861

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bay Ridges, Pickering

Elementary Schools

Bayview Heights
Public1400 Garvolin Avenue, Pickering, Ontario, L1W 1J6
3.4
Sir John A Macdonald
Public777 Balaton Avenue, Pickering, Ontario, L1W 1W7
6.3
Vaughan Willard
Public1911 Dixie Road, Pickering, Ontario, L1V 1V4
6.6
Glengrove
Public1934 Glengrove Road, Pickering, Ontario, L1V 1X2
4.5
William Dunbar
Public1030 Glenanna Road, Pickering, Ontario, L1V 5E5
8.4

Secondary Schools

Dunbarton
Public655 Sheppard Avenue, Pickering, Ontario, L1V 1G2
7.3
Pine Ridge
Public2155 Liverpool Road, Pickering, Ontario, L1X 1V4
4.9
St. Mary
Catholic1918 Whites Road, Pickering, Ontario, L1V 1R9
7.1

Bay Ridges, Pickering Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.