103 Main Street, Port Colborne, ON

$275,000
MLS#:X12531322
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 19, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 875 - Killaly East. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $275,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 40 x 98 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • Efficient other heating via gas

Description

Affordable, practical, and full of potential - this sweet 1.5-storey home in Port Colborne proves you don't have to sacrifice comfort to own your own place. With quick access to Highway 140 and Highway 3, it's an ideal spot for commuters or first-time buyers ready to make the move from renting to homeownership. Enjoy easy main-floor living with a bright bedroom, full bathroom, and convenient laundry all on one level. The second floor offers a versatile bonus space - perfect as a home office, studio, or guest room. Outside, you'll find a low-maintenance yard with plenty of room for gardening or play, plus both a shed and workshop for extra storage or hobbies. The outdoor workshop could make for a great future office or bonus recroom! This is a smart, affordable alternative to renting, offering the freedom and independence of home ownership in a friendly lakeside community.

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Property Summary

This detached home located at 103 Main Street, Port Colborne is currently for sale and has been available on SousaSells for 257 days. This property is listed at $275,000 with an estimated mortgage of $915* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 103 Main Street, Port Colborne is in the 875 - Killaly East neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 19, 2026
Sold price information is available to members only
Listed Date11/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionOther
BasementCrawl Space
Lot Size40 × 98 Feet
CountyNiagara
Annual Tax$2,144
Legal DescriptionPT LT 28 PL 835 VILLAGE OF HUMBERSTONE AS IN RO672395 ; PORT COLBORNE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingNone

Features

Property Features

Interior Features

None

Security Features

Community Features

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Location

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103 Main Street, Port Colborne, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Main Street E, Port Colborne, ON L3K 1S3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

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Interest Rate4.00%
Down Payment$82,500 (30.0%)
* Minimum Canadian down payment required for this price is $13,750.
Amortization Period30 Years
Estimated Monthly Payment$915Based on a loan of $192,500 over 30 years.
Purchase Price$275,000
Loan Amount$192,500
Provincial Land Transfer Tax:$2,600
Total Estimated Closing Taxes:$2,600

About Purchasing a Home in Port Colborne, ON

For a property listed at $275,000 in Port Colborne, the legal minimum down payment is $13,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,600 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,600.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 875 - Killaly East, Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$516,533

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Therese
Public530 Killaly Street East, Port Colborne, Ontario, L3K 1P5
6.5
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
St John Bosco
Public191 Highland Avenue, Port Colborne, Ontario, L3K 3S7
3.0

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.