108 Victoria Street, Port Colborne, ON

$499,900
MLS#:X8413006
4 beds
2 baths
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 878 - Sugarloaf. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Premium 61 x 165 ft lot size
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: On Demand Water Heater
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Discover the charm & warmth of 108 Victoria Street, a classic character home in the heart of southwest PortColborne. Just a stone's throw away from HH Knoll Park & Sugarloaf Marina on Lake Erie, and the vibrant shopping scene along West Street on the Welland Canal. This location also sits in an excellent school district.This sunny two-storey home sits on an expansive 61' x 165' lot, boasting intricate perennial gardens, elegant stone walkways, and a spacious patio, all surrounded by mature trees and shrubs for added privacy. The inviting front porch leads into a welcoming entrance hall, where you'll find a large living room with a cozy gas fireplace, a bright and airy dining room, and a spacious kitchen with a lunch counter and two skylights, ensuring plenty of natural light. A door from the kitchen opens directly to the backyard patio and gardens, perfect for outdoor dining and relaxation. The classic staircase leads to the second floor, featuring three comfortable bedrooms and a main bathroom. The full basement provides additional living space with a fourth bedroom, a generous rec room, and a second bathroom complete with a jetted tub. At the end of the double driveway, you'll find a large double garage with a barn shape, offering ample storage and parking space. With quick possession available, this home is ready for you to move in this summer!

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Property Summary

This detached home located at 108 Victoria Street, Port Colborne is currently for sale and has been available on SousaSells for 767 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 108 Victoria Street, Port Colborne is in the 878 - Sugarloaf neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 29, 2024
Sold price information is available to members only
Listed Date6/5/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster), Vinyl Siding
BasementFull, Finished
Lot Size61 × 165 Feet
CountyNiagara
Annual Tax$4,039
Legal DescriptionPLAN 229 PT LOT 10 NP 848

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Interior Features

On Demand Water Heater

Security Features

Community Features

Location

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108 Victoria Street, Port Colborne, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 108 Victoria Street, Port Colborne, ON L3K 2Y4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Port Colborne, ON

For a property listed at $499,900 in Port Colborne, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,006

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Therese
Public530 Killaly Street East, Port Colborne, Ontario, L3K 1P5
6.5
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
Steele Street
PublicSteele Street, Port Colborne, Ontario, L3K 2N7
9.5

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.