124 Neff Street, Port Colborne, ON

$519,900
MLS#:X13608794
3 beds
2 baths
1500-2000 sqft
7.0 parking
Residential Freehold
124 Neff Street, Port Colborne, ON L3K 3T4

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 877 - Main Street. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $519,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 142 ft lot
  • Features a full, unfinished, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 124 Neff Street in the heart of Port Colborne-a beautifully maintained full-height 1.5-storey home that blends classic charm with thoughtful updates, all in a location that captures the best of this lakeside community. Offering 3 spacious bedrooms and 1.5 bathrooms, this home showcases pride of ownership throughout, with fresh paint and a warm, inviting layout. The main floor features a bright living and dining area with beautiful hardwood flooring, along with an updated eat-in kitchen complete with modern finishes, refreshed flooring, and ample cabinetry and prep space. A standout feature on this level is the enclosed office or sitting room, perfect for working from home or creating a quiet retreat. Upstairs, you'll find well-sized bedrooms filled with natural light and an updated full bathroom. The basement offers full ceiling height and excellent potential for future development, whether for additional living space, a recreation room, or an in-law setup. Situated on a generous 50' x 142' lot, the property also includes a fully fenced yard and a 16' x 24' detached garage with an attached 8' x 16' shed, providing plenty of room for storage or hobbies. Located just minutes from Lake Erie and close to the vibrant Port Colborne Canal District, you'll enjoy easy access to waterfront trails, local shops, restaurants, and the charm of canal-side living-making this a fantastic opportunity for families, first-time buyers, or anyone looking to settle into a well-cared-for home in a great neighbourhood.

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Property Summary

This detached home located at 124 Neff Street, Port Colborne is currently for sale and has been available on SousaSells for 10 days. This property is listed at $519,900 with an estimated mortgage of $1,731* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 124 Neff Street, Port Colborne is in the 877 - Main Street neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 877 - Main Street, Port Colborne.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Port Colborne.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStone, Vinyl Siding
BasementFull, Unfinished, Development Potential
Lot Size50 × 142 Feet
CountyNiagara
Annual Tax$3,550
Legal DescriptionPT BLK B PL 775 HUMBERSTONE AS IN RO685638 CITY OF PORT COLBORNE

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 124 Neff Street, Port Colborne, ON

Q.What is the asking price for 124 Neff Street, Port Colborne, ON ?

The current listing price for 124 Neff Street, Port Colborne, ON in 877 - Main Street, Port Colborne is $519,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 124 Neff Street, Port Colborne, ON ?

124 Neff Street, Port Colborne, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished, Development Potential basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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124 Neff Street, Port Colborne, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 124 Neff Street, Port Colborne, ON L3K 3T4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

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Interest Rate4.00%
Down Payment$155,970 (30.0%)
* Minimum Canadian down payment required for this price is $26,990.
Amortization Period30 Years
Estimated Monthly Payment$1,731Based on a loan of $363,930 over 30 years.
Purchase Price$519,900
Loan Amount$363,930
Provincial Land Transfer Tax:$6,873
Total Estimated Closing Taxes:$6,873

About Purchasing a Home in Port Colborne, ON

For a property listed at $519,900 in Port Colborne, the legal minimum down payment is $26,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,873 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,873.

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877 - Main Street, Port Colborne Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 877 - Main Street, Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$674,585

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 877 - Main Street, Port Colborne

Elementary Schools

St John Bosco
Public191 Highland Avenue, Port Colborne, Ontario, L3K 3S7
3.0
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Patrick Catholic
Catholic266 Rosemount Avenue, Port Colborne, Ontario, L3K 5R4
7.3

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

877 - Main Street, Port Colborne Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.