3412 Locust Street, Port Colborne, ON

$499,900
MLS#:X13081878
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 874 - Sherkston. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 100 x 100 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Tucked into the lakeside neighbourhood of Silver Bay, this year-round home offers a simple, easygoing setup just a one-minute walk to the sandy shores of Lake Erie. The beach here is known for its shallow entry-ideal for kids, swimming, and easy days with kayaks or paddleboards. Set on a 100' x 100' lot along a short, dead-end firelane, the property is quiet and removed, with plenty of outdoor space to enjoy. The home is in move-in condition and has been well cared for, with updates including windows, a metal roof, ductless heating and cooling, gas fireplace, and a newly double-paved driveway.Inside, the main living area is open and bright with vaulted ceilings and an easy flow between the kitchen, dining, and living spaces. The kitchen features quartz counters, a breakfast/lunch bar, and looks out over both the yard and the main living area. A gas fireplace anchors the space, adding warmth year-round. The front sitting room provides a separate spot to relax and connects naturally into the main living area.There are two bedrooms, both with large wardrobes, along with a second-storey loft that works well as a kids' space or a quiet reading nook. A utility room with stackable washer and dryer keeps things practical.Outside, the setup continues to deliver. A screened-in room with heat and TV extends the living space and makes evenings outdoors comfortable well beyond the summer months. An outdoor shower is a practical touch after time at the beach. Concrete walkways, a storage shed, and a spacious yard round out the property.A solid option for anyone looking for a low-maintenance, year-round place near the water-with quick possession available. (Locust Street is aka Firelane 6 in some mapping programs)

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size100 × 100 Feet
CountyNiagara
Annual Tax$3,876
Legal DescriptionLT 3 PL 798 HUMBERSTONE ; PORT COLBORNE and LT 4 PL 798 HUMBERSTONE ; PORT COLBORNE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Beach, Golf, Lake/Pond

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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3412 Locust Street, Port Colborne, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3412 Locust Street, Port Colborne, ON L3K 5V3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

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Interest Rate5.25%
Down Payment$24,995 (5.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period25 Years
Estimated Monthly Payment$2,830Based on a loan of $474,905 over 25 years.
Purchase Price$499,900
Loan Amount$474,905
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Port Colborne, ON

For a property listed at $499,900 in Port Colborne, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Nearby Listings

Distance:

No current listings found in Port Colborne.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$686,077

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Therese
Public530 Killaly Street East, Port Colborne, Ontario, L3K 1P5
6.5
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
Steele Street
PublicSteele Street, Port Colborne, Ontario, L3K 2N7
9.5

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.