41 Cross Street, Port Colborne, ON

$395,000
MLS#:X13568168
3 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 25, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 875 - Killaly East. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40 x 105 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 41 Cross Street, where timeless character meets modern updates in the heart of Port Colborne. Start your day with a coffee on the charming covered front porch before stepping inside this move-in-ready century home, where much of the work has already been done for you. Freshly painted throughout with new luxury vinyl plank flooring (2026), this inviting home is an excellent opportunity for first-time buyers or anyone looking for comfort, character, and value. The spacious eat-in kitchen was refreshed in 2025 with plenty of room for everyday meals, while the adjoining flex room offers endless possibilities. Currently used as a playroom, it could easily serve as a dining room, home office, or cozy family room, with sliding patio doors leading to the backyard deck. The bright living room provides a welcoming place to gather, and a convenient main floor powder room with laundry adds everyday practicality. Upstairs, you'll find three comfortable bedrooms, including a generous primary bedroom, along with a beautifully renovated four-piece bathroom (2023) that blends modern finishes with the home's classic charm. Outside, the fully fenced backyard is ready for summer barbecues, family gatherings, or simply relaxing, complete with a stamped concrete patio (2025), deck, and storage shed. A private driveway accommodates up to three vehicles, while major mechanical updates, including a new furnace and central air conditioning (2023), provide valuable peace of mind. A dedicated basement mechanical room offers convenient access to the home's utilities, making routine maintenance and servicing simple. Located within walking distance to schools, parks, shopping, and Port Colborne's vibrant downtown, with the Welland Canal and Lake Erie just minutes away, 41 Cross Street offers the perfect combination of affordability, updates, and small-town charm. Whether you're buying your first home or simply looking for a fresh start, this one is ready when you are.

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Property Summary

This detached home located at 41 Cross Street, Port Colborne is currently for sale and has been available on SousaSells for 10 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 41 Cross Street, Port Colborne is in the 875 - Killaly East neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 25, 2026
Sold price information is available to members only
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size40 × 105 Feet
CountyNiagara
Annual Tax$3,033.22
Legal DescriptionLT 120 PL 788 HUMBERSTONE ; PORT COLBORNE

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Golf, Park, Place Of Worship, Rec./Commun.Centre

Interior Features

None

Security Features

Community Features

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Location

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41 Cross Street, Port Colborne, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 41 Cross Street, Port Colborne, ON L3K 1K8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

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Interest Rate4.00%
Down Payment$118,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,750.
Amortization Period30 Years
Estimated Monthly Payment$1,315Based on a loan of $276,500 over 30 years.
Purchase Price$395,000
Loan Amount$276,500
Provincial Land Transfer Tax:$4,400
Total Estimated Closing Taxes:$4,400

About Purchasing a Home in Port Colborne, ON

For a property listed at $395,000 in Port Colborne, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 875 - Killaly East, Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$516,533

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Therese
Public530 Killaly Street East, Port Colborne, Ontario, L3K 1P5
6.5
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
St John Bosco
Public191 Highland Avenue, Port Colborne, Ontario, L3K 3S7
3.0

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.