81 Christmas Street, Port Colborne, ON

$459,850
MLS#:X13114188
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 875 - Killaly East. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $459,850 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40 x 105 ft lot
  • Features a full, finished with walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Sewage Pump, On Demand Water Heater, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

GREAT NEW PRICE ADJUSTMENT FOR THIS OVERBUILT HIGH-END FINISHES HOME!!!! OVER $130,000 IN RENOVATIONS DONE BY ABSOLUTE PROS!!! Great things truly come in small packages, and this raised bungalow is proof of that! Fully finished and completely renovated, it's the perfect home for anyone seeking low utility bills, high quality, and a hassle-free move-in experience. The house has been meticulously rebuilt from the studs, featuring new insulation throughout, brand-new windows, and updated exterior doors. You'll love the modern kitchen with stunning quartz countertops and new stainless steel appliances. Beautiful 3/4" engineered hardwood floors flow throughout the main level, and the two stylishly redone bathrooms come with chic tile, new vanities, and toilets. The inviting covered front porch enhances the curb appeal, while fresh paint, baseboards, trim, and pot lights brighten every corner. The entire basement is revitalized with new drywall, insulation, trim, and luxury vinyl flooring, plus both exterior doors feature brand-new keypad gripsets for convenience. To top it all off, natural gas has been added along with new ductwork, a furnace, and central air-making this home feel almost brand new! The craftsmanship is exceptional, and a personal walkthrough will truly showcase the quality. With a versatile 2 + 1 bedroom layout, you can generate income from the basement or provide extra space for family. Treat yourself to a beautifully redone home; with its excellent insulation, your bills will stay low, allowing you to enjoy life without the stress of renovations-everything is already done for you!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFull, Finished with Walk-Out, Finished
Lot Size40 × 105 Feet
CountyNiagara
Annual Tax$2,490
Legal DescriptionLT 61 PL 788 HUMBERSTONE ; PORT COLBORNE

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School Bus Route, Public Transit

Interior Features

Sewage Pump, On Demand Water Heater, In-Law Capability

Security Features

Community Features

Location

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81 Christmas Street, Port Colborne, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 81 Christmas Street, Port Colborne, ON L3K 1M4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

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Interest Rate5.25%
Down Payment$22,993 (5.0%)
* Minimum Canadian down payment required for this price is $22,993.
Amortization Period25 Years
Estimated Monthly Payment$2,603Based on a loan of $436,857 over 25 years.
Purchase Price$459,850
Loan Amount$436,857
Provincial Land Transfer Tax:$5,672
Total Estimated Closing Taxes:$5,672

About Purchasing a Home in Port Colborne, ON

For a property listed at $459,850 in Port Colborne, the legal minimum down payment is $22,993 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,672 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,672.

Nearby Listings

Distance:

No current listings found in Port Colborne.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$682,244

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Therese
Public530 Killaly Street East, Port Colborne, Ontario, L3K 1P5
6.5
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
Steele Street
PublicSteele Street, Port Colborne, Ontario, L3K 2N7
9.5

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.