12 Harrigan Street, Port Hope, ON

$732,500
MLS#:X13031068
3 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $732,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 27 x 94 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, ERV/HRV, Rough-In Bath
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Live Steps From The Lake, Minutes From The Green, & Miles From Ordinary. Set In Lakeside Village By Mason Homes, The Cedarwood AC Model Offers 1,626 Sqft. Of Contemporary Living In One Of Port Hope's Most Desirable Communities. This Fully Detached Home Showcases Lake Views & A Bright, Open-Concept Main Floor. Smooth Ceilings Throughout Create An Airy, Spacious Feel, Complemented By High-End Vinyl Flooring & Sought-After Large Ceramic Tiles In The Mudroom & Powder Room. The Kitchen Features Stone Countertops, A Stylish Backsplash, & A Rough-In Water Line For Your Fridge - Perfect For Both Everyday Living And Entertaining. The Gas Fireplace In The Living Area Creates A Cozy Focal Point, Adding Warmth And Charm To The Heart Of The Home. The Home Offers Two Convenient Entry Points: A Walk-Through Mudroom Leading To The Rear-Lane Double-Car Garage For Practical Everyday Access, & The Front Porch, Which Opens From The Living Area, Providing A Welcoming Space To Relax And Enjoy The Charm Of This Lakeside Community. The Oak Staircase Elegantly Connects The Main & Upper Levels, Creating A Warm And Inviting Transition. Upstairs, The Home Offers Three Bedrooms & Two Full Baths, With Tall Vanities & Stone Countertops Throughout. The Primary Ensuite Features A Beautifully Upgraded Shower & A Walk-In Closet, While The Additional Bedrooms Feature Brand New Carpets. Built With ENERGY STAR Features, This Home Ensures Comfort & Efficiency Year-Round. The Unfinished Basement With A Bathroom Rough-In Provides Flexibility To Create A Future Rec Room, Office, Or Guest Suite- Plus 200Amp Service! Located In What's Known As A "Hallmark" Town, You'll Enjoy Friendly Neighbours, Trendy Shops, & Small-Town Living- Just Under 90 Mins From Downtown Toronto & Directly BesideThe Port Hope Golf & Country Club. Perfect For Families, Young Professionals, Or Anyone Looking To Enjoy Lakeside Life In A Vibrant, Welcoming Community! *Taxes Assessed Based On All Land- Subject To Change Based On Occupancy*

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementFull, Unfinished
Lot Size27 × 94 Feet
CountyNorthumberland
Annual Tax$187,459
Legal DescriptionPLAN 39M953 LOT 49

Parking & Garage

Parking Spaces2.0
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, ERV/HRV, Rough-In Bath, Water Heater

Security Features

Community Features

Location

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12 Harrigan Street, Port Hope, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Harrigan Street, Port Hope, ON L1A 0G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Hope.

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Interest Rate5.25%
Down Payment$48,250 (6.6%)
* Minimum Canadian down payment required for this price is $48,250.
Amortization Period25 Years
Estimated Monthly Payment$4,078Based on a loan of $684,250 over 25 years.
Purchase Price$732,500
Loan Amount$684,250
Provincial Land Transfer Tax:$11,125
Total Estimated Closing Taxes:$11,125

About Purchasing a Home in Port Hope, ON

For a property listed at $732,500 in Port Hope, the legal minimum down payment is $48,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,125 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,125.

Nearby Listings

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No current listings found in Port Hope.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Hope, Port Hope.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$788,269

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Beatrice Strong
Public90 Rose Glen Road North, Port Hope, Ontario, L1A 3V6
4.7

Secondary Schools

Port Hope
Public130 Highland Drive, Port Hope, Ontario, L1A 2A3
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.