18 Cumberland Street, Port Hope, ON

$499,000
MLS#:X12285610
3 beds
1 baths
1100-1500 sqft
6.5 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 3 semi-detached located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 63.68 x 160.03 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.5 total parking spaces available with a convenient detached configuration
  • Notable attributes: Floor Drain
  • Efficient forced air heating via gas

Description

Opportunity is knocking at 18 Cumberland, will you be the one to answer? This spacious semi-detached home offers the charm of a bungalow but with the added bonus space of a backsplit! Tucked into a peaceful neighbourhood that is surrounded by trees, this ravine-lot offers stunning views and a rural feel while still being just moments away from everything Port Hope has to offer. Inside, youll find a functional layout with generous living space; ft. eat-in kitchen, combined living and dining space and partially finished basement. Bedrooms are spacious and bright and the front window is the real show stopper with stunning nature views and ample sunlight. Everything is move-in ready and you can chip away at updating the home while living here and enjoying everything it has to offer. Last but certainly not least, you have a detached garage/workshop and carport + plenty of driveway space to accommodate friends, family, and hobbies alike. Close to the 401, shopping and downtown, this location is convenient and beautiful at the same time. Whether youre a first time buyer ready to start your home ownership journey, a downsizer looking for a quiet life or a handyperson looking for your next project, when an opportunity like this is knocking, you dont want to be the one to miss it!

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Property Summary

This detached home located at 18 Cumberland Street, Port Hope is currently for sale and has been available on SousaSells for 368 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 18 Cumberland Street, Port Hope is in the Port Hope neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 24, 2025
Sold price information is available to members only
Listed Date7/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBacksplit 3
ConstructionBrick
BasementFull, Partially Finished
Lot Size63.68 × 160.03 Feet
CountyNorthumberland
Annual Tax$4,676.57
Legal DescriptionPT LT 6 N/S CUMBERLAND ST PL 1 RIDOUT PORT HOPE AS IN PH41646, PORT HOPE

Parking & Garage

Parking Total6.5
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Cul de Sac/Dead End, Golf, Lake/Pond, Library, Park, Ravine

Interior Features

Floor Drain

Security Features

Community Features

Location

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18 Cumberland Street, Port Hope, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 Cumberland Street N, Port Hope, ON L1A 1Z5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Hope.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,300 over 30 years.
Purchase Price$499,000
Loan Amount$349,300
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Port Hope, ON

For a property listed at $499,000 in Port Hope, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Hope, Port Hope.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$794,011

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Beatrice Strong
Public90 Rose Glen Road North, Port Hope, Ontario, L1A 3V6
4.7

Secondary Schools

Port Hope
Public130 Highland Drive, Port Hope, Ontario, L1A 2A3
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.