40 Pine Street, Port Hope, ON

$856,000
MLS#:X12344800
3 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on September 25, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $856,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 83.4 x 155.34 ft lot
  • Features a finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Carpet Free, Central Vacuum
  • Efficient water heating via wood

Description

Set on a picturesque tree-lined street, 40 Pine St S is a cherished 1920s Arts & Crafts home, beautifully maintained and rich in character. With a comfortable total living space of 1,875 square feet, timeless style and a peaceful setting, this home offers a lifestyle of comfort, character and convenience. Ideally located, just a few minutes walk to Port Hope's historic downtown, enjoy charming shops, cozy cafés and a welcoming atmosphere. This 3-bedroom, 2-bathroom home features a highly regarded pre-list inspection and a history of thoughtful care. Admired by the community for its timeless beauty, take in the appealing blend of clinker brick and cobblestone on the exterior, a stately period stone staircase that gracefully leads you from the street to the entrance, and an elegant covered front porch. A little library house graces the property providing a welcoming touch for neighbours and passersby. There is a private circular drive. The detached garage offers two additional small areas that could be used as a studio/workshop and it also features a quaint loft. Inside, the homes classic charm shines with original millwork, warm wood accents, leaded glass windows, and a relaxing wood-burning fireplace. The living and dining areas flow effortlessly, and a mudroom off the kitchen adds practicality. Upstairs offers three bedrooms and a 3-pc bathroom. The finished walk-out lower level includes another 3-pc bath ideal as a home office, gym, creative studio, guest suite, or even a private primary retreat with a walkout to a south-facing deck. This home is the ideal choice for individuals or couples in mid-life seeking a quiet, well-established neighbourhood and a home with timeless appeal. 40 Pine St S holds a special place in the heart of the community and is ready to begin its next chapter with you. Welcome home!

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Property Summary

This detached home located at 40 Pine Street, Port Hope is currently for sale and has been available on SousaSells for 338 days. This property is listed at $856,000 with an estimated mortgage of $2,849* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 40 Pine Street, Port Hope is in the Port Hope neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 25, 2025
Sold price information is available to members only
Listed Date8/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementFinished with Walk-Out, Separate Entrance
Lot Size83.4 × 155.34 Feet
CountyNorthumberland
Annual Tax$6,649.81
Legal DescriptionPT LT 479-480 PL SMITH ESTATE PORT HOPE AS IN NC265979 MUNICIPALITY OF PORT HOPE

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceWood
Heat TypeWater
CoolingNone

Features

Property Features

Library, Park, Place Of Worship, Public Transit, School, School Bus Route

Interior Features

Built-In Oven, Carpet Free, Central Vacuum

Security Features

Smoke Detector

Community Features

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Location

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40 Pine Street, Port Hope, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Pine Street S, Port Hope, ON L1A 3E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Hope.

Configure Loan Settings

Interest Rate4.00%
Down Payment$256,800 (30.0%)
* Minimum Canadian down payment required for this price is $60,600.
Amortization Period30 Years
Estimated Monthly Payment$2,849Based on a loan of $599,200 over 30 years.
Purchase Price$856,000
Loan Amount$599,200
Provincial Land Transfer Tax:$13,595
Total Estimated Closing Taxes:$13,595

About Purchasing a Home in Port Hope, ON

For a property listed at $856,000 in Port Hope, the legal minimum down payment is $60,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,595 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,595.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Hope, Port Hope.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$794,011

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Beatrice Strong
Public90 Rose Glen Road North, Port Hope, Ontario, L1A 3V6
4.7

Secondary Schools

Port Hope
Public130 Highland Drive, Port Hope, Ontario, L1A 2A3
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.