43 Mill Street, Port Hope, ON

$250,000
MLS#:X13627636
2 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
43 Mill Street S, Port Hope, ON L1A 2S7

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $250,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 19.19 x 131.97 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Accessory Apartment, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming Semi-Detached Home in the Heart of Historic Downtown Port Hope. An exceptional opportunity for investors or multi-generational living, this semi-detached property features two self-contained 1-bedroom units, each with independent entrances and separate living spaces. Whether you're looking to generate potential rental income (subject to final approvals) , accommodate extended family, or live in one unit while working out of the other, this versatile home with a C3 zoning offers outstanding flexibility. Each level is thoughtfully laid out with a bright living area, functional kitchen, spacious bedroom, and full bathroom-providing comfortable, private accommodations for tenants or in-laws alike. Located in highly sought-after Historic Downtown Port Hope, this property offers an unbeatable lifestyle setting. Step outside your door to enjoy boutique shops, cafés, restaurants, the Capitol Theatre, and everyday amenities-all just moments away. Situated directly across from the scenic Ganaraska River, you'll appreciate picturesque views and easy access to walking trails and green space. A rare chance to own a property in one of Port Hope's most desirable and walkable neighbourhoods. Endless potential in a prime location. Upgrades: New furnace & a/c installed in 2024.**Photo's are from when it was staged, home is currently vacant**

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Property Summary

This detached home located at 43 Mill Street, Port Hope is currently for sale and has been available on SousaSells for 6 days. This property is listed at $250,000 with an estimated mortgage of $832* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 43 Mill Street, Port Hope is in the Port Hope neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Port Hope, Port Hope.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size19.19 × 131.97 Feet
CountyNorthumberland
Annual Tax$2,644.13
Legal DescriptionPT LT 205-207 PL SMITH ESTATE PORT HOPE PT 3, 4 9R845; S/T & T/W NC319644; PORT HOPE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Interior Features

  • Accessory Apartment
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 43 Mill Street, Port Hope, ON

Q.What is the asking price for 43 Mill Street, Port Hope, ON ?

The current listing price for 43 Mill Street, Port Hope, ON in Port Hope, Port Hope is $250,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 43 Mill Street, Port Hope, ON ?

43 Mill Street, Port Hope, ON is a Semi-Detached (2-Storey) featuring a Crawl Space basement.

Q.What key property features does 43 Mill Street, Port Hope, ON offer?

Key property features include: Beach, Park, Place Of Worship, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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43 Mill Street, Port Hope, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 43 Mill Street S, Port Hope, ON L1A 2S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Hope.

Configure Loan Settings

Interest Rate4.00%
Down Payment$75,000 (30.0%)
* Minimum Canadian down payment required for this price is $12,500.
Amortization Period30 Years
Estimated Monthly Payment$832Based on a loan of $175,000 over 30 years.
Purchase Price$250,000
Loan Amount$175,000
Provincial Land Transfer Tax:$2,225
Total Estimated Closing Taxes:$2,225

About Purchasing a Home in Port Hope, ON

For a property listed at $250,000 in Port Hope, the legal minimum down payment is $12,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,225 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,225.

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Port Hope, Port Hope Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Hope, Port Hope.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$891,571

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Port Hope, Port Hope

Elementary Schools

Beatrice Strong
Public90 Rose Glen Road North, Port Hope, Ontario, L1A 3V6
4.7

Secondary Schools

Port Hope
Public130 Highland Drive, Port Hope, Ontario, L1A 2A3
5.6

Port Hope, Port Hope Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.