21 Centre Street, Prince Edward County, ON

$789,000
MLS#:X13085276
4 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Picton Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $789,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 67.19 x 68.75 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Generator - Full, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

TWO HOMES. ONE FAMILY. ENDLESS POSSIBILITIES. Welcome to 21 Centre Street, a beautifully updated home in the heart of Prince Edward County offering the flexibility today's families are searching for. Whether you're caring for aging parents, helping adult children save for their future, welcoming extended family, or looking for mortgage-helper potential, this unique property adapts as life changes. Currently enjoyed as one spacious family home, it features two separate living spaces, each with its own kitchen, bathroom, laundry, and private entrance, allowing families to stay connected while enjoying the privacy and independence everyone values. The main level offers comfortable everyday living with a bright modern kitchen featuring granite countertops and window seating, spacious living and dining rooms, a bedroom, and a full bathroom with laundry. Upstairs offers three additional bedrooms, a second kitchen, another full bathroom with laundry, and generous living space ideal for family or guests. Step outside to your private courtyard featuring a saltwater hot tub, professionally landscaped gardens, perennial berries and herbs, and inviting outdoor spaces perfect for relaxing or entertaining. The detached garage with upper loft offers endless possibilities as a home office, studio, gym, hobby room, or additional living space. Additional features include a metal roof, full-house automatic generator, owned on-demand hot water, heated bathroom floor, heated towel rack, heated bidet seat, spray-foam insulated basement, and 200-amp electrical service. Located just steps from Picton's vibrant Main Street, you'll enjoy boutique shopping, restaurants, cafés, theatres, wineries, breweries, and year-round events, with Sandbanks Provincial Park just minutes away. More than a house, 21 Centre Street is a home designed to bring generations together while giving everyone room to live independently.

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Property Summary

This detached home located at 21 Centre Street, Prince Edward County is currently for sale and has been available on SousaSells for 73 days. This property is listed at $789,000 with an estimated mortgage of $2,626* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 21 Centre Street, Prince Edward County is in the Picton Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartial Basement
Lot Size67.19 × 68.75 Feet
CountyPrince Edward County
Annual Tax$3,435.96
Legal DescriptionPT LT 337 PL 24 PICTON AS IN PE91003; PRINCE EDWARD

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Hospital, Park, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Carpet Free, Generator - Full, In-Law Suite, On Demand Water Heater, Storage, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Other, Smoke Detector

Community Features

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Location

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21 Centre Street, Prince Edward County, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Centre Street, Prince Edward County, ON K0K 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Prince Edward County.

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Interest Rate4.00%
Down Payment$236,700 (30.0%)
* Minimum Canadian down payment required for this price is $53,900.
Amortization Period30 Years
Estimated Monthly Payment$2,626Based on a loan of $552,300 over 30 years.
Purchase Price$789,000
Loan Amount$552,300
Provincial Land Transfer Tax:$12,255
Total Estimated Closing Taxes:$12,255

About Purchasing a Home in Prince Edward County, ON

For a property listed at $789,000 in Prince Edward County, the legal minimum down payment is $53,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,255 for this transaction. As this listing is in Prince Edward County (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Picton Ward, Prince Edward County.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$822,529

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.