4 Elm Street, Prince Edward County, ON

$695,000
MLS#:X12443575
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Picton Ward. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 105.12 x 63.22 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Floor Drain, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 4 Elm Street! This charming, three bedroom, three bath bungalow has an abundance of offerings starting with fantastic curb appeal with its stone facade and planters, fully landscaped lot plus the convenience of a double garage attached by a breezeway. This bright home features gleaming floors, an open living/dining area with windows on both sides warmed by a gas fireplace, a newer eat-in kitchen with all the storage you could ever desire, and a main floor primary bedroom with ample closets plus a full main floor bath. Upstairs, there are two spacious bedrooms and a full bath. The basement level features a large living space with its own bath. Currently a family room, it could potentially be converted to a separate living space with the addition of an egress window and kitchenette. It has its own entrance, perfect for extended family or as an income producing living space. There is also a storage/utility room on this level. The large lot is beautifully landscaped. The patio area in front, gardens front and back, a large deck for entertaining, plus a screened gazebo, are perfect for barbecuing, dining al fresco or just enjoying quiet time outdoors. Close to all downtown Picton has to offer, and a short walk to the local K-12 school, this is a perfect family home or a lovely downsizing opportunity. Don't let this one slip through your fingertips. Come see all that 4 Elm Street has to offer.

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Property Summary

This detached home located at 4 Elm Street, Prince Edward County is currently for sale and has been available on SousaSells for 287 days. This property is listed at $695,000 with an estimated mortgage of $2,313* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 4 Elm Street, Prince Edward County is in the Picton Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 10, 2025
Sold price information is available to members only
Listed Date10/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Stone
BasementFinished with Walk-Out, Full
Lot Size105.12 × 63.22 Feet
CountyPrince Edward County
Annual Tax$3,252
Legal DescriptionPT LT 1550, 1563 PL 25 PICTON AS IN PE26512, PE23605; PRINCE EDWARD

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Fenced Yard, Hospital, Library, Place Of Worship, School

Interior Features

Auto Garage Door Remote, Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned, Water Meter, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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4 Elm Street, Prince Edward County, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Elm Street, Prince Edward County, ON K0K 2T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Prince Edward County.

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Interest Rate4.00%
Down Payment$208,500 (30.0%)
* Minimum Canadian down payment required for this price is $44,500.
Amortization Period30 Years
Estimated Monthly Payment$2,313Based on a loan of $486,500 over 30 years.
Purchase Price$695,000
Loan Amount$486,500
Provincial Land Transfer Tax:$10,375
Total Estimated Closing Taxes:$10,375

About Purchasing a Home in Prince Edward County, ON

For a property listed at $695,000 in Prince Edward County, the legal minimum down payment is $44,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,375 for this transaction. As this listing is in Prince Edward County (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Picton Ward, Prince Edward County.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$822,529

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.