1028 Monck Road, Ramara, ON

$1,499,000
MLS#:S13233854
0 beds
0 baths
Commercial
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Property Highlights

Welcome to this remarkable store w apt/office located in the coveted neighborhood of Rural Ramara. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 201.02 x 165 ft lot size
  • Convenient other garage included
  • equipped with yes central cooling and highly efficient propane gas heating

Description

Rare opportunity to own a well-established, profitable convenience store with property in the heart of cottage country! Located on busy Monck Rd in Ramara, this turnkey business serves local residents, seasonal cottagers, campers, and tourists. Features authorized LCBO Agency Store and Beer Store Outlet, generating strong and stable customer traffic. Annual gross sales exceed $1.55 million. Excellent exposure with ample parking and easy access. The property includes the business premises and land, offering both operating income and long-term real estate value. Strong repeat clientele, limited local competition, and significant seasonal traffic from nearby lakes, cottages, trailer parks, campgrounds, and recreational destinations. Ideal opportunity for owner-operators, family businesses, or investors seeking a lifestyle business in a growing tourism market. Financial information available to qualified buyers upon signing a confidentiality agreement.

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Key Features

Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date5/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeStore W Apt/Office
Lot Size201.02 × 165 Feet
CountySimcoe
Annual Tax$8,036

Parking & Garage

Garage TypeOther

Heating & Cooling

Heat TypePropane Gas
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Location

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1028 Monck Road, Ramara, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1028 Monck Road, Ramara, ON L0K 1W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

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Interest Rate5.25%
Down Payment$299,800 (20.0%)
* Minimum Canadian down payment required for this price is $299,800.
Amortization Period25 Years
Estimated Monthly Payment$7,146Based on a loan of $1,199,200 over 25 years.
Purchase Price$1,499,000
Loan Amount$1,199,200
Provincial Land Transfer Tax:$26,455
Total Estimated Closing Taxes:$26,455

About Purchasing a Home in Ramara, ON

For a property listed at $1,499,000 in Ramara, the legal minimum down payment is $299,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,455 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ramara, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$828,959

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Uptergrove
Public4833 Muley Point Road, Ramara Township, Ontario, L3V 8C3
4.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.