26 Island Trail, Ramara, ON

$1,150,000
MLS#:S13001080
3 beds
2 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,150,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 62 x 205.42 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Lakeside living at its finest in Lagoon City on Lake Simcoe - where luxury, comfort, and lifestyle come together. Designed for everyday living and exceptional entertaining, this beautifully finished waterfront home showcases a custom gourmet kitchen with a large centre island and stone countertops, flowing into bright open-concept living and dining areas with vaulted ceilings, oversized windows, and a cozy wood-burning stove for year-round warmth. Step outside to a truly standout waterfront setting. Multiple decks create seamless indoor-outdoor flow, anchored by a full custom outdoor kitchen, covered hot tub, wet bar, tranquil water feature, and two screened gazebos - offering the perfect balance of privacy and entertaining space. Surrounded by lush gardens, mature trees, and a peaceful pond, this waterfront setting feels like a true oasis, alive with birds, butterflies, and natural beauty throughout the seasons. Whether hosting summer gatherings or enjoying quiet evenings by the water, this home delivers a vibrant yet relaxing lifestyle. With 140 feet of direct canal frontage, a private dock, and a deep-water boat slip accommodating larger vessels, enjoy direct access to Lake Simcoe and the Trent-Severn Waterway - ideal for boating, cruising, and exploring. Located in the waterfront community of Lagoon City, residents enjoy private beaches, nearby public beaches, marinas, and four-season recreation, including boating, swimming, fishing, and snowmobiling. Extensively upgraded throughout, the home features a high-grade steel roof, updated windows and doors, modern flooring, mechanical systems, and professional landscaping - offering true turnkey living with nothing overlooked. Just minutes to Orillia, including Orillia Soldiers' Memorial Hospital, shopping, dining, and waterfront parks, and approximately one hour to Newmarket and the GTA.A rare opportunity to own a fully updated waterfront home in one of Ontario's most sought-after boating communities.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionOther
BasementCrawl Space
Lot Size62 × 205.42 Feet
CountySimcoe
Annual Tax$5,832
Legal DescriptionPCL 330-1 SEC M28; LT 330 PL M28 MARA

Parking & Garage

Parking Spaces8.0
Garage Spaces7
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Cul de Sac/Dead End, Lake Access, Marina, Waterfront

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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26 Island Trail, Ramara, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 S Island Trail S, Ramara, ON L0K 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

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Interest Rate5.25%
Down Payment$230,000 (20.0%)
* Minimum Canadian down payment required for this price is $230,000.
Amortization Period25 Years
Estimated Monthly Payment$5,482Based on a loan of $920,000 over 25 years.
Purchase Price$1,150,000
Loan Amount$920,000
Provincial Land Transfer Tax:$19,475
Total Estimated Closing Taxes:$19,475

About Purchasing a Home in Ramara, ON

For a property listed at $1,150,000 in Ramara, the legal minimum down payment is $230,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,475 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,475.

Nearby Listings

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No current listings found in Ramara.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Ramara, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$827,084

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Uptergrove
Public4833 Muley Point Road, Ramara Township, Ontario, L3V 8C3
4.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.