4458 Plum Point Road, Ramara, ON
Property no longer active
This property was sold on September 23, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Ramara. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $724,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 45.87 x 180 ft lot
- 4.0 total parking spaces available
- Notable attributes: Carpet Free, Water Heater Owned
- Efficient other heating via other
Description
This charming 3-season, fully renovated cottage on the shores of Lake Simcoe is tucked into a quiet bay at Mcdonald Beach, where the shallow, sandy bottom makes for ideal swimming for kids, paddle boarding, and fantastic fishing.Originally built as a cozy getaway, this property has been completely updated for modern comfort. The main cottage features 2 bedrooms and a 200 sq. ft loft area, an open concept kitchen/dining/living area, 3-piece bathroom, and a spacious living room with rustic wood beam ceilings. Wall-to-wall windows lets in an abundance of natural light and offers tranquil views of the lake. Extensive upgrades include: New roof (2021), Upgraded electrical panel, new, owned hot water tank, All walls spray foam insulated for energy efficiency and comfort and a new septic system (2019) pumped out 2024.A standout feature is the newly rebuilt bunkie (2021), measuring 8' x 24', perfect for extra guest space and storage. The property also includes a dock and water is drawn from the lake. This property is ready for your family to create years of unforgettable waterfront memories!
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Property Summary
This detached home located at 4458 Plum Point Road, Ramara is currently for sale and has been available on SousaSells for 357 days. This property is listed at $724,900 with an estimated mortgage of $2,413* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 4458 Plum Point Road, Ramara is in the Rural Ramara neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Carpet Free, Water Heater Owned
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 4458 Plum Point Road, Ramara, ON L3V 0L4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Ramara, ON
For a property listed at $724,900 in Ramara, the legal minimum down payment is $47,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,973 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.