4654 Mcneil Street, Ramara, ON

$699,000
MLS#:S13596742
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
4654 Mcneil Street, Ramara, ON L3V 0M9

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Atherley. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 139.26 x 165 ft lot
  • Features a walk-out, finished with walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Generator - Full, Other, Sump Pump
  • Efficient baseboard heating via electric

Description

Looking For a BIG & PRIVATE Lot? This Stunning Bungalow Offered for an Amazing Price. Cozy Nest With Premium 139' X 165' Lot Surrounded By Lush Greenery, This Charming Bungalow Delivers The Serene, Low-Maintenance Lifestyle With Potential To Buildup On This Large Lot! Step Inside To A Bright, Welcoming Layout With Three Well-Sized Bedrooms, A Spacious Kitchen And Dining Area, And A Generous Living Room Crowned By A Stunning Oversized Picture Window - A Rare, Distinctive Feature That Fills The Home With Natural Light And Frames The Beauty Outside. Walk Out To The Back Deck And Savour Your Morning Coffee In Total Tranquility, Backed By Mature Trees And Complete Natural Privacy. It's The Kind Of Setting That Makes Every Day Feel Like A Retreat. The Walk-Out Basement Is A True Standout - Bathed In Sunlight, Warm, Open, And Brimming With Potential. Whether You Envision Extra Family Living Space, A Home Theatre, Or An Entertainer's Haven, The Cozy Gas Fireplace Makes It The Perfect Gathering Spot On Cool Winter Evenings. Thoughtfully Maintained And Upgraded Throughout, Including A Brand-New 200-Amp Electrical Panel (2026) With Ample Capacity For EV Charging, A Workshop, Or Any Future Project. Roof Replaced Approx. 10 Years Ago. Attached Single-Car Garage Plus Two Large Garden Sheds For All Your Seasonal Storage. Just 5 Minutes To A Stunning Waterfront Park And Beach, And Only 7 Minutes To All The Amenities Of Orillia, In A Sought-After Neighbourhood Of Newer Luxury Homes That Reflects The Area's Growing Value And Prestige. If You're Looking For A Place To Slow Down, Breathe Easy, And Truly Feel At Home - This Is It

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 4654 Mcneil Street, Ramara is currently for sale and has been available on SousaSells for 14 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 4654 Mcneil Street, Ramara is in the Atherley neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Atherley, Ramara.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Ramara.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Aluminum Siding
BasementWalk-Out, Finished with Walk-Out, Finished
Lot Size139.26 × 165 Feet
CountySimcoe
Annual Tax$2,801
Legal DescriptionLT 48 PL 15146 MARA; PT LT 49 PL 15146 MARA; PT LT 47 PL 15146 MARA , PT 9, 40R1008 ; RAMARA

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • Generator - Full
  • Other
  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4654 Mcneil Street, Ramara, ON

Q.What is the asking price for 4654 Mcneil Street, Ramara, ON ?

The current listing price for 4654 Mcneil Street, Ramara, ON in Atherley, Ramara is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 4654 Mcneil Street, Ramara, ON ?

4654 Mcneil Street, Ramara, ON is a Detached (Bungalow-Raised) featuring a Walk-Out, Finished with Walk-Out, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Generator - Full, Other, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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4654 Mcneil Street, Ramara, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4654 Mcneil Street, Ramara, ON L3V 0M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

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Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Ramara, ON

For a property listed at $699,000 in Ramara, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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Atherley, Ramara Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Atherley, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,180,523

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Atherley, Ramara

Elementary Schools

Uptergrove
Public4833 Muley Point Road, Ramara Township, Ontario, L3V 8C3
4.5

Secondary Schools

No secondary schools data loaded.

Atherley, Ramara Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.