77 Simcoe Road, Ramara, ON

$864,900
MLS#:S13111470
4 beds
4 baths
2000-2500 sqft
11.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Brechin. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $864,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 87.26 x 269.99 ft lot
  • 11.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Propane Tank, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Experience refined country living at 77 Simcoe Rd., Brechin - an exceptional home offering over 3,000 sq. ft. of living space on a beautifully private half-acre property with deeded access to the pristine shores of Lake Simcoe. Nestled behind a long, tree-lined driveway, this stunning board and batten residence exudes timeless elegance from the moment you arrive. A covered wraparound porch creates the perfect setting to enjoy peaceful mornings and tranquil evening sunsets surrounded by nature. Inside, design meets warm family living. The heart of the home is an expansive open-concept kitchen and family room featuring rich hardwood flooring, a wood-burning fireplace, extensive pot lights and elegant French doors that seamlessly transition to your outdoor entertaining space. Designed for both grand entertaining and everyday comfort, the separate formal living and dining rooms provide an elevated atmosphere for hosting gatherings. The upper level offers 4 generously sized bedrooms and 2 well appointed bathrooms, creating the ideal layout for families and there guests. A fully finished lower level adds exceptional versatility with a spacious recreation room, additional storage, and a convenient 2-piece bath. Step outside to your own private oasis. Mature trees frame both sides of the property while the rear yard opens to picturesque greenspace views, offering an extraordinary sense of serenity and privacy rarely found. Enjoy exclusive deeded access to Lake Simcoe along with privileged access to Lagoon City Private Beach - all without the burden of gated community maintenance fees. For boating enthusiasts and collectors alike, the custom oversized 2-car garage was thoughtfully designed with extended height to comfortably accommodate a boat and trailer. This remarkable estate offers the perfect blend of luxury, privacy, and lakeside lifestyle in one of the area's most coveted waterfront communities. Rarely do homes of this calibre become available. Won't last long!

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten
BasementNone
Lot Size87.26 × 269.99 Feet
CountySimcoe
Annual Tax$4,369.93
Legal DescriptionPCL 11-1 SEC 51M451; LT 11 PL 51M451 MARA ; T/W BLK 55, PL 51M451 AS IN LT188092; T/W PCLS LAGOON-1 AND J-1, SEC M24; PCLS LAGOON-1 & A-1, SEC M25; PCL LAGOON-2, SEC M27; PCL LAGOON-2, SEC M26; PCLS LAGOON-1, PP-1, U-2 & T-2, SEC M28: PCLS 27-2, 28-2, 29-2, A-2, F-1, H-1, J2-1, K-1, M-1 & N-1, SEC M111; PCLS Q-1, S-1 & T-1, SEC M127; PCLS LAGOON-2 & LAGOON-3, SEC M135; PCLS C-1 & G-1, SEC M934; PCL 14-3, SEC 51-MARA-5; AND PCLS 26A-1 & 27A-1, SEC M-2 AS IN LT192404 ; S/T LT206322 RAMARA

Parking & Garage

Parking Spaces11.0
Garage Spaces9
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Greenbelt/Conservation, Marina, Ravine, School Bus Route

Interior Features

Carpet Free, Propane Tank, Water Heater Owned

Security Features

Community Features

Location

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77 Simcoe Road, Ramara, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 77 Simcoe Road, Ramara, ON L0K 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ramara.

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Interest Rate5.25%
Down Payment$61,490 (7.1%)
* Minimum Canadian down payment required for this price is $61,490.
Amortization Period25 Years
Estimated Monthly Payment$4,788Based on a loan of $803,410 over 25 years.
Purchase Price$864,900
Loan Amount$803,410
Provincial Land Transfer Tax:$13,773
Total Estimated Closing Taxes:$13,773

About Purchasing a Home in Ramara, ON

For a property listed at $864,900 in Ramara, the legal minimum down payment is $61,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,773 for this transaction. As this listing is in Ramara (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,773.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Brechin, Ramara.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$846,097

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.