402 Troy Lake Road, Rideau Lakes, ON

$735,000
MLS#:X13870306
4 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 402 Troy Lake Road Rideau Lakes ON listed at $735,000 (MLS# X13870306) - Main View
For Sale
Added:Oct 7, 2026(1 day ago)
Updated:Oct 7, 2026(1 day ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rideau Lakes (South Crosby) Twp. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $735,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 93 x 177.71 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (6.0 total parking spaces)
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Upgraded Insulation
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to your fully renovated waterfront retreat on Troy Lake, a private, no-public-access lake spanning nearly 300 acres of pristine water known for excellent bass, pike, and perch fishing. This beautifully updated 4-bedroom, 2-bathroom home has been completely transformed inside and out. A full renovation in 2024 included a stunning new kitchen with tile backsplash, beautifully renovated bathrooms, vinyl plank flooring, modern lighting, custom pine stairs, railings, trim, and solid pine doors throughout. Major upgrades also include improved insulation, new plumbing, and a 200-amp electrical panel for added peace of mind. Outside, the transformation continues with a steel roof (2023) and new siding, soffit, and eaves (2025). Enjoy breathtaking lake views from the spacious deck overlooking clean, swimmable waterfront with approximately 20 feet of water off the dock. Launch your boat right from your own property and spend the day exploring this peaceful lake. The detached Bunkie with its own deck offers fantastic guest accommodations, while the hot tub rough-in is ready for your future plans. Practical features include an installed GenerLink system to simplify backup power during outages, plus a heat pump that is included for the new owners to install. Best of all, the property is being sold fully furnished, including appliances, furniture, dock, Bunkie, and patio furnishings, making it easy to start enjoying lake life immediately. Located close to the historic Rideau Canal at Jones Falls and the trails of Rock Dunder Nature Reserve, this property offers recreation in every direction. School bus service is available, and road maintenance is an affordable $100 annually through the Troy Lake Association. With quick closing available, you could be making waterfront memories this summer.

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Property Summary

This detached home located at 402 Troy Lake Road, Rideau Lakes is currently for sale and has been available for 1 day. This property is listed at $735,000 with an estimated mortgage of $2,447* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 402 Troy Lake Road, Rideau Lakes is in the Rideau Lakes (South Crosby) Twp neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rideau Lakes (South Crosby) Twp, Rideau Lakes.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rideau Lakes (South Crosby) Twp, Rideau Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$735,000
AddedOct 7, 2026 (1 day ago)
UpdatedOct 7, 2026 (1 day ago)
Last Checked4 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFinished with Walk-Out
Lot Size93 × 177.71 Feet
CountyLeeds and Grenville
Annual Tax$2,656.82
Legal DescriptionPT LT 5 CON 9 SOUTH CROSBY PT 1, 2 & 3 28R10484, S/T & T/W LR299803; RIDEAU LAKES

Parking & Garage

Parking Total6.0
Parking Space6
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

  • Lake/Pond
  • School Bus Route

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Upgraded Insulation
  • Water Softener
  • Water Treatment

Security Features

  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Rideau Lakes Home Buyer Advisory & Market HubActive MLS® Listing in Rideau Lakes, Ontario

Looking to Buy a Home in Rideau Lakes?

If you are looking for a house in Rideau Lakes or researching Rideau Lakes real estate for sale, this 4-bedroom detached at 402 Troy Lake Road, Rideau Lakes, ON offers an exceptional opportunity to buy a home in Rideau Lakes, Ontario. Whether you are a first-time Rideau Lakes home buyer or comparing active Rideau Lakes MLS® homes for sale, working with a dedicated Rideau Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Rideau Lakes Homes for Sale & MLS® Listings

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Dedicated Rideau Lakes Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Rideau Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Rideau Lakes Buyer Budget & Costs

Estimated mortgage: $2,447*/month*. Estimated Ontario Land Transfer Tax: $11,175. First-time Rideau Lakes home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Rideau Lakes

Frequently Asked Questions about 402 Troy Lake Road, Rideau Lakes, ON

Q.What is the asking price for 402 Troy Lake Road, Rideau Lakes, ON ?

The current listing price for 402 Troy Lake Road, Rideau Lakes, ON in Rideau Lakes (South Crosby) Twp, Rideau Lakes is $735,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 402 Troy Lake Road, Rideau Lakes, ON ?

402 Troy Lake Road, Rideau Lakes, ON is a Detached (Bungalow-Raised) featuring a Finished with Walk-Out basement.

Q.What key property features does 402 Troy Lake Road, Rideau Lakes, ON offer?

Key property features include: Lake/Pond, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Upgraded Insulation, Water Softener, Water Treatment.

Q.What security features are installed at 402 Troy Lake Road, Rideau Lakes, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

Location

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402 Troy Lake Road, Rideau Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rideau Lakes (South Crosby) Twp, Rideau Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 402 Troy Lake Road, Rideau Lakes, ON K0G 1E0

Estimated Sales Range
$698,000 - $720,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Rideau Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$220,500 (30.0%)
* Minimum Canadian down payment required for this price is $48,500.
Amortization Period30 Years
Estimated Monthly Payment$2,447Based on a loan of $514,500 over 30 years.
Purchase Price$735,000
Loan Amount$514,500
Provincial Land Transfer Tax:$11,175
Total Estimated Closing Taxes:$11,175

About Purchasing a Home in Rideau Lakes, ON

For a property listed at $735,000 in Rideau Lakes, the legal minimum down payment is $48,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,175 for this transaction. As this listing is in Rideau Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,175.

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Rideau Lakes (South Crosby) Twp, Rideau Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rideau Lakes (South Crosby) Twp, Rideau Lakes.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$664,758

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Rideau Lakes (South Crosby) Twp, Rideau Lakes

Elementary Schools

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Secondary Schools

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Rideau Lakes (South Crosby) Twp, Rideau Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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