1320 St Joseph Road, Russell, ON

$519,900
MLS#:X14175642
3 Bedrooms
2 baths
1500-2000 sqft
7.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 1320 St Joseph Road Russell ON listed at $519,900 (MLS# X14175642) - Main View
For Sale
Added:Nov 12, 2026(2 days ago)
Updated:Nov 13, 2026(1 day ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Russell Twp. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $519,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 101.71 x 219.82 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (7.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Water Treatment, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

If you've been searching for a home with character, room to spread out and the freedom to make it truly yours, 1320 St. Joseph Road in Embrun is full of possibilities! Set on approximately half an acre, this charming two-storey home offers 3 bedrooms, 1.5 bathrooms and space to enjoy. Even better, so many of the big-ticket improvements have already been taken care of! The septic system was replaced in 2020, a detached 18' x 40' heated & insulated single-car garage was built in 2023 with an attached 10' x 42' carport, seven windows were updated in 2020, and a heat pump was installed approximately three years ago. Add in a newly paved driveway and water treatment system, and more of the essentials are already in place. Inside, you'll find generous room sizes, a Primary bedroom with access to an upper balcony a walk-in closet, a dedicated laundry room added in 2020 and a partially finished basement ready for your lifestyle. A propane furnace and wood-burning stove complement the heat pump for year-round comfort. The covered front porches on both levels bring so much charm, whether you're enjoying your morning coffee or relaxing at the end of the day. Out back, mature trees create a private setting with room to entertain, garden or just enjoy the fresh air. There's also a patio, gazebo and shed, plus that newer garage for parking, storage or projects. With the major investments already made, this is your chance to focus on the personal touches that turn a house into your home!

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Property Summary

This detached home located at 1320 St Joseph Road, Russell is currently for sale and has been available for 2 days. This property is listed at $519,900 with an estimated mortgage of $1,731* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 1320 St Joseph Road, Russell is in the Russell Twp neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Russell Twp, Russell.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Russell.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$519,900
AddedNov 12, 2026 (2 days ago)
UpdatedNov 13, 2026 (1 day ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameREAL BROKER ONTARIO LTD.

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementPartially Finished, Full
Lot Size101.71 × 219.82 Feet
CountyPrescott and Russell
Annual Tax$3,574.38
Rental ItemsNone
Legal DescriptionPART OF LOT 5 CON 8 RUSSELL DESIGNATED AS PART 2, 50R-2675 TOWNSHIP OF RUSSELL

Parking & Garage

Parking Total7.0
Parking Space8
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Treatment
  • Water Softener

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Russell Home Buyer Advisory & Market HubActive MLS® Listing in Russell, Ontario

Looking to Buy a Home in Russell?

If you are looking for a house in Russell or researching Russell real estate for sale, this 3-bedroom detached at 1320 St Joseph Road, Russell, ON offers an exceptional opportunity to buy a home in Russell, Ontario. Whether you are a first-time Russell home buyer or comparing active Russell MLS® homes for sale, working with a dedicated Russell buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Russell Homes for Sale & MLS® Listings

Browse all verified Russell real estate listings, compare active Russell houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Russell Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Russell realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Russell Buyer Budget & Costs

Estimated mortgage: $1,731*/month*. Estimated Ontario Land Transfer Tax: $6,873. First-time Russell home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Russell

Frequently Asked Questions about 1320 St Joseph Road, Russell, ON

Q.What is the asking price for 1320 St Joseph Road, Russell, ON ?

The current listing price for 1320 St Joseph Road, Russell, ON in Russell Twp, Russell is $519,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1320 St Joseph Road, Russell, ON ?

1320 St Joseph Road, Russell, ON is a Detached (2-Storey) featuring a Partially Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Water Treatment, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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1320 St Joseph Road, Russell, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Russell Twp, Russell

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1320 St Joseph Road, Russell, ON K0A 1W0

Estimated Sales Range
$494,000 - $510,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Russell.

Configure Loan Settings

Interest Rate4.00%
Down Payment$155,970 (30.0%)
* Minimum Canadian down payment required for this price is $26,990.
Amortization Period30 Years
Estimated Monthly Payment$1,731Based on a loan of $363,930 over 30 years.
Purchase Price$519,900
Loan Amount$363,930
Provincial Land Transfer Tax:$6,873
Total Estimated Closing Taxes:$6,873

About Purchasing a Home in Russell, ON

For a property listed at $519,900 in Russell, the legal minimum down payment is $26,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,873 for this transaction. As this listing is in Russell (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,873.

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Russell Twp, Russell Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Russell Twp, Russell.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$2,701,886

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Russell Twp, Russell

Elementary Schools

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Secondary Schools

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Russell Twp, Russell Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$519,900

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