20 Albert Street, Russell, ON

$629,000
MLS#:X12001940
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on April 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of 602 - Embrun. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $629,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 138 ft lot
  • Features a finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

OPEN HOUSE MARCH 16TH 2-4PM ... Charming Renovated Home in the Heart of Embrun! Experience the best of small-town living in this beautifully updated home, just steps from Embrun Arena, the Recreational Center, Community Hall, bowling alley, and Yahoo Park with its splash pad. The open-concept main floor features soaring cathedral ceilings and sun-filled living spaces, thanks to the new windows (2021). Newer gas fireplace (2020) in the lovely living room. The kitchen boasts sleek countertops, stainless steel appliances, backsplash, sink, faucet, and upgraded lighting perfect for both everyday living and entertaining. The lower level offers two additional bedrooms, a cozy recroom, 2pc bath/laundry room. Upgrades include ductwork, a forced air gas furnace with central air (2020), and an energy-efficient tankless hot water heater. The Kitchen is roughed in for a gas stove, while the deck is equipped with a natural gas BBQ line ready for summer gatherings. Enjoy a private backyard retreat, offering peace and relaxation in the heart of town. This move-in ready home blends style, comfort, and convenience your perfect Embrun oasis awaits! Listing agents are related to the seller.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 20 Albert Street, Russell is currently for sale and has been available on SousaSells for 503 days. This property is listed at $629,000 with an estimated mortgage of $2,094* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 20 Albert Street, Russell is in the 602 - Embrun neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 20, 2025
Sold price information is available to members only
Listed Date3/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Other
BasementFinished with Walk-Out, Separate Entrance
Lot Size60 × 138 Feet
CountyPrescott and Russell
Annual Tax$3,700
Legal DescriptionPCL 14-2 SEC M7; PT LT 14 PL M7 RUSSELL PARTS 15 & 16, 50R4742; S/T RLT295; RUSSELL

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Central Vacuum, Floor Drain, On Demand Water Heater, Primary Bedroom - Main Floor, Storage, Water Heater Owned

Security Features

Community Features

Virtual Tours

Location

Initializing map...
20 Albert Street, Russell, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Albert Street, Russell, ON K0A 1W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Russell.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,700 (30.0%)
* Minimum Canadian down payment required for this price is $37,900.
Amortization Period30 Years
Estimated Monthly Payment$2,094Based on a loan of $440,300 over 30 years.
Purchase Price$629,000
Loan Amount$440,300
Provincial Land Transfer Tax:$9,055
Total Estimated Closing Taxes:$9,055

About Purchasing a Home in Russell, ON

For a property listed at $629,000 in Russell, the legal minimum down payment is $37,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,055 for this transaction. As this listing is in Russell (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,055.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 602 - Embrun, Russell.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$701,626

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Mother Teresa
Public1035 Concession Street, Russell, Ontario, K4R 1G7
7.5
Saint-Joseph
Public1008 North Russell Road, Russell, Ontario, K4R 1C8
5.1
Russell
Public982 North Russell Road, Russell, Ontario, K4R 1C8
5.1

Secondary Schools

St. Thomas Aquinas
Catholic1211 South Russell Road, Russell, Ontario, K4R 1E5
6.2
Russel High
Public
5.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.