109 Mary Street, Sarnia, ON

$290,000
MLS#:X11892400
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Sarnia. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $290,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 60 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Check out this updated home on a quiet south-end street. This home offers a 3-bedroom layout with 2 on the upper level & 1 conveniently on the main floor. Enjoy the open concept living, dining, and kitchen. Updated flooring throughout. New kitchen with new dishwasher and fridge. Outside you will find a fenced in back yard waiting for your personal touch. Sit on the covered front porch and enjoy this move-in ready home.

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Property Summary

This detached home located at 109 Mary Street, Sarnia is currently for sale and has been available on SousaSells for 579 days. This property is listed at $290,000 with an estimated mortgage of $965* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 109 Mary Street, Sarnia is in the Sarnia neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 6, 2025
Sold price information is available to members only
Listed Date12/13/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Brick
BasementFull, Partially Finished
Lot Size50 × 60 Feet
CountyLambton
Annual Tax$1,261
Legal DescriptionPT LT 33 E/S BROCK ST PL 26 SARNIA CITY AS IN L894620; SARNIA

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, Public Transit

Interior Features

None

Security Features

None

Community Features

Location

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109 Mary Street, Sarnia, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Mary Street, Sarnia, ON N7T 1Y5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Sarnia.

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Interest Rate4.00%
Down Payment$87,000 (30.0%)
* Minimum Canadian down payment required for this price is $14,500.
Amortization Period30 Years
Estimated Monthly Payment$965Based on a loan of $203,000 over 30 years.
Purchase Price$290,000
Loan Amount$203,000
Provincial Land Transfer Tax:$2,825
Total Estimated Closing Taxes:$2,825

About Purchasing a Home in Sarnia, ON

For a property listed at $290,000 in Sarnia, the legal minimum down payment is $14,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,825 for this transaction. As this listing is in Sarnia (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,825.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Sarnia, Sarnia.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$542,140

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

High Park
Public757 Kember Avenue, Sarnia, Ontario, N7S 2T3
2.3
Queen Elizabeth II
Public60 Aberdeen Avenue, Sarnia, Ontario, N7S 2N8
3.4
St. Matthew
Catholic720 Elm Avenue, Sarnia, Ontario, N7T 4H3
3.5
Holy Trinity
Public60 Lorne Crescent, Sarnia, Ontario, N7S 0C3
6.1
Rosedale
Public1018 Indian Road North, Sarnia, Ontario, N7V 4C5
6.5

Secondary Schools

Great Lakes
Public340 Murphy Road, Sarnia, Ontario, N7S 1G7
5.5
Northern
Public940 Michigan Avenue, Sarnia, Ontario, N7S 2B1
7.3
St.-François-Xavier
Catholic901 The Rapids Parkway, Sarnia, Ontario, N7S 6K2
6.1
St. Patrick’s
Catholic1001 The Rapids Parkway, Sarnia, Ontario, N7S 6K2
6.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.