140 Napier Street, Sarnia, ON

$499,900
MLS#:X13604314
4 beds
2 baths
1100-1500 sqft
1.0 parking
Residential Freehold
140 Napier Street, Sarnia, ON N7T 6E6

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Sarnia. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 28.94 x 68.42 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Sump Pump, Water Heater
  • Efficient baseboard heating via electric

Description

Welcome to this beautifully renovated home in a central, walkable Sarnia neighbourhood. Featuring 3 spacious bedrooms, 1 modern bathroom, and a bright open-concept kitchen and living area with contemporary finishes throughout, this home is truly move-in ready. The finished basement offers a large bedroom, a full bathroom, and a space roughed-in for a future kitchen, making it ideal for an in-law suite or potential rental income. Conveniently located near parks, schools, Bluewater Health, Lambton College, shopping, Canatara Park, and the waterfront.

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Property Summary

This detached home located at 140 Napier Street, Sarnia is currently for sale and has been available on SousaSells for 13 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 140 Napier Street, Sarnia is in the Sarnia neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Sarnia, Sarnia.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Sarnia, Sarnia.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size28.94 × 68.42 Feet
CountyLambton
Annual Tax$1,612.35
Legal DescriptionPT LT 1 BLK E PL 3 SARNIA CITY AS IN L519203; S/T EXECUTION 97-0000221, IF ENFORCABLE; SARNIA 140 NAPIER STREET

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Greenbelt/Conservation
  • Hospital
  • Library
  • Park
  • Place Of Worship
  • Public Transit

Interior Features

  • Carpet Free
  • Sump Pump
  • Water Heater

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 140 Napier Street, Sarnia, ON

Q.What is the asking price for 140 Napier Street, Sarnia, ON ?

The current listing price for 140 Napier Street, Sarnia, ON in Sarnia, Sarnia is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 140 Napier Street, Sarnia, ON ?

140 Napier Street, Sarnia, ON is a Detached (2-Storey) featuring a Finished basement.

Q.What key property features does 140 Napier Street, Sarnia, ON offer?

Key property features include: Greenbelt/Conservation, Hospital, Library, Park, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Sump Pump, Water Heater.

Q.What security features are installed at 140 Napier Street, Sarnia, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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140 Napier Street, Sarnia, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 140 Napier Street, Sarnia, ON N7T 6E6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Sarnia.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Sarnia, ON

For a property listed at $499,900 in Sarnia, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Sarnia (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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Sarnia, Sarnia Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Sarnia, Sarnia.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$802,130

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Sarnia, Sarnia

Elementary Schools

High Park
Public757 Kember Avenue, Sarnia, Ontario, N7S 2T3
2.3
Queen Elizabeth II
Public60 Aberdeen Avenue, Sarnia, Ontario, N7S 2N8
3.4
Holy Trinity
Public60 Lorne Crescent, Sarnia, Ontario, N7S 0C3
6.1
St. Matthew
Catholic720 Elm Avenue, Sarnia, Ontario, N7T 4H3
3.5
Rosedale
Public1018 Indian Road North, Sarnia, Ontario, N7V 4C5
6.5

Secondary Schools

Great Lakes
Public340 Murphy Road, Sarnia, Ontario, N7S 1G7
5.5
St.-François-Xavier
Catholic901 The Rapids Parkway, Sarnia, Ontario, N7S 6K2
6.1
St. Patrick’s
Catholic1001 The Rapids Parkway, Sarnia, Ontario, N7S 6K2
6.0
Northern
Public940 Michigan Avenue, Sarnia, Ontario, N7S 2B1
7.3

Sarnia, Sarnia Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.