355 Spence Street, Saugeen Shores, ON

$589,900
MLS#:X13596762
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium aluminum siding and stone construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 103.42 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: On Demand Water Heater, Water Heater Owned, Primary Bedroom - Main Floor
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to your perfect Southampton retreat - an adorable 1 1/2 storey home tucked away on a quiet corner lot only six blocks from the charming downtown core and the sandy shores of Lake Huron. Set on a generous 66' x 103.42' lot, this property captures the easygoing spirit of beach-town living with plenty of parking, lush privacy, and inviting outdoor spaces designed for relaxation. Spend sunny afternoons beside the tranquil pond, entertain friends on the two-tier deck, or unwind under the stars in your own private backyard oasis. Inside, the home is warm and welcoming, beginning with a practical mudroom featuring laundry and a convenient 2-piece powder room. The spacious kitchen, w/stainless appliances, and dining area opens through garden doors to the recently refurbished deck, making indoor-outdoor living effortless. A bright living room with cozy gas stove for comfort and convenience as well as hardwood floors provides the perfect gathering place. Main-floor bedroom with a large closet offers flexibility for guests, family, or single-level living. Upstairs, you'll find a cozy sitting area, perfect for a home office, nestled between two additional bedrooms, each with closets and handy eaves storage. A full 4-piece bathroom with updated cabinetry and linen tower completes the upper level. Walking distance to downtown, Jubilee Accessible Park and Splashpad, Helliwell Soccer Complex & Chantry Centre. Whether you're searching for a low maintenance four-season starter home, a place to land and call 'home' in retirement or a carefree cottage getaway with investment potential, this delightful Southampton property offers comfort, privacy, and the relaxed coastal lifestyle perhaps you've been dreaming of! Property offered fully furnished making it a 'turn-key' opportunity if you wish! Pack up the kids and your bathing suits and head to the beach! You will love this location, privacy and the casual presentation this delightful property wraps in to one complete package!

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Property Summary

This detached home located at 355 Spence Street, Saugeen Shores is currently for sale and has been available on SousaSells for 7 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 355 Spence Street, Saugeen Shores is in the Saugeen Shores neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Stone
BasementCrawl Space
Lot Size66 × 103.42 Feet
CountyBruce
Annual Tax$2,681
Legal DescriptionPT LT 25 W/S GREY ST PL SOUTHAMPTON PT 5, 3R6982; SAUGEEN SHORES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

  • Arts Centre
  • Beach
  • Golf
  • Hospital
  • Library
  • Place Of Worship

Interior Features

  • On Demand Water Heater
  • Water Heater Owned
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 355 Spence Street, Saugeen Shores, ON

Q.What is the asking price for 355 Spence Street, Saugeen Shores, ON ?

The current listing price for 355 Spence Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $589,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 355 Spence Street, Saugeen Shores, ON ?

355 Spence Street, Saugeen Shores, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What key property features does 355 Spence Street, Saugeen Shores, ON offer?

Key property features include: Arts Centre, Beach, Golf, Hospital, Library, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater, Water Heater Owned, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

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Location

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355 Spence Street, Saugeen Shores, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 355 Spence Street, Saugeen Shores, ON N0H 2L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate4.00%
Down Payment$176,970 (30.0%)
* Minimum Canadian down payment required for this price is $33,990.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,930 over 30 years.
Purchase Price$589,900
Loan Amount$412,930
Provincial Land Transfer Tax:$8,273
Total Estimated Closing Taxes:$8,273

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $589,900 in Saugeen Shores, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$814,136

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.