394 Ridge Street, Saugeen Shores, ON

$839,000
MLS#:X12798614
4 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $839,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 53.63 x 124.31 ft lot
  • Features a full, finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step into style and comfort in this newly built 2020, 4-bedroom, 3-bath raised bungalow in sought-after Port Elgin, offering approximately 2800 sqft of thoughtfully designed total living space. From the moment you walk in, the open-concept layout, modern fixtures, and quality finishes set the tone. The main living area features sleek hardwood flooring that flows seamlessly through the principal spaces, creating an inviting atmosphere for both everyday living and entertaining. The abundant working kitchen with gas stove, including breakfast bar and dining area with walk out to covered deck blend perfectly with the living room & gas fireplace, ideal for gathering with family and friends. Modern lighting and finishes add to the home's stylish appeal, while the raised bungalow design offers excellent functionality and flexibility. With four generous bedrooms and three well-appointed bathrooms, there's ample space for family, guests, or a home office. The primary suite offers a comfortable retreat with its own ensuite, tiled shower with extra jets, walk in closet with organizers all showcasing the home's modern design and attention to detail. The Lower level massive Great room with four huge windows and separate entrance allows for many uses, spacious gatherings or the potential to complete a secondary unit? Outside, the wide lot provides great curb appeal and extra outdoor space, while the huge garage offers plenty of room for vehicles, toys, storage, or a workshop. This property is perfectly positioned to enjoy the Port Elgin lifestyle-just minutes to beach access, scenic trails, and the marina, with all amenities, shops, and conveniences close by. Stylish, modern, and move-in ready, this attractive raised bungalow combines contemporary living with an unbeatable location on Ontario's beautiful Lake Huron shoreline.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 17, 2026
Sold price information is available to members only
Listed Date2/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStone, Brick
BasementFull, Finished, Separate Entrance
Lot Size53.63 × 124.31 Feet
CountyBruce
Annual Tax$5,568.91
Legal DescriptionLOT 79, PLAN 3M246 SUBJECT TO AN EASEMENT IN GROSS OVER PART 62, 3R10281 AS IN BR150529 TOWN OF SAUGEEN SHORES

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Clear View, Golf, Greenbelt/Conservation, Lake Access, Hospital

Interior Features

Air Exchanger, Auto Garage Door Remote, Central Vacuum, ERV/HRV, Floor Drain, On Demand Water Heater, Primary Bedroom - Main Floor, Storage, Water Heater, Sump Pump, Water Meter

Security Features

Community Features

Location

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394 Ridge Street, Saugeen Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 394 Ridge Street, Saugeen Shores, ON N0H 2C3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate5.25%
Down Payment$58,900 (7.0%)
* Minimum Canadian down payment required for this price is $58,900.
Amortization Period25 Years
Estimated Monthly Payment$4,649Based on a loan of $780,100 over 25 years.
Purchase Price$839,000
Loan Amount$780,100
Provincial Land Transfer Tax:$13,255
Total Estimated Closing Taxes:$13,255

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $839,000 in Saugeen Shores, the legal minimum down payment is $58,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,255 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,255.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$829,345

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.