409 Joseph Street, Saugeen Shores, ON

$495,000
MLS#:X12668872
3 beds
3 baths
1200-1399 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Number 23 at 409 Joseph St.-a bright, well-kept 2-storey townhouse condominium offering 3 bedrooms, 3 baths, and three compelling reasons to make it yours. First, it's freshly painted in neutral tones with updated carpet, making it truly move-in ready. Second, it's vacant, allowing for immediate or flexible possession. Third, the home faces west and backs east toward Bruce St., offering peaceful views of the open greenspace across the road. The open kitchen provides ample room for a future island-ideal for meal prep, entertaining, or casual dining. The living room offers versatile space for relaxing or hosting, with views of the rear patio and the expansive greenspace of Northport School, the Biener ball diamonds, and the Saugeen Shores Cricket Ground. A 2-piece powder room, front foyer and closet complete the main level. Tile flooring spans the entry and kitchen, with updated carpet in the living room and on the stairs. Upstairs, the spacious primary suite features a walk-in closet and 4-piece ensuite. Two additional bedrooms and a full bath complete the upper level. The unspoiled basement includes laundry, rough-in for a future full bath, and plenty of open space-perfect for a family room, home theatre, gym, and storage. Low condo fees cover lawn care, gardens, and exterior maintenance. The built-in single-car garage provides ample storage, plus you have an exclusive parking space out front. Garbage and recycling areas, along with visitor parking, are conveniently close to the unit. Located in a family-friendly neighbourhood near schools, shopping, and just minutes from the sparkling shores of Lake Huron, this home offers comfort, convenience, and excellent value.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateMarch 13, 2026
Sold price information is available to members only
Listed Date1/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementUnfinished
CountyBruce
Annual Tax$3,388.48

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, School

Interior Features

Air Exchanger, Auto Garage Door Remote

Security Features

Community Features

Location

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409 Joseph Street, Saugeen Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 409 Joseph Street 23, Saugeen Shores, ON N0H 2C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate5.25%
Down Payment$24,750 (5.0%)
* Minimum Canadian down payment required for this price is $24,750.
Amortization Period25 Years
Estimated Monthly Payment$2,802Based on a loan of $470,250 over 25 years.
Purchase Price$495,000
Loan Amount$470,250
Provincial Land Transfer Tax:$6,375
Total Estimated Closing Taxes:$6,375

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $495,000 in Saugeen Shores, the legal minimum down payment is $24,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,375 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$829,345

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.