431 Thede Drive, Saugeen Shores, ON

$639,900
MLS#:X12871748
3 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 64 x 101.67 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Generator - Full, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Port Elgin Cape Cod with finished basement, fenced yard, generator system, and major 2025 mechanical upgrades-located steps from scenic walking trails in one of Saugeen Shores' most desirable mature neighbourhoods. Welcome to 431 Thede Drive, a warm and inviting 3-bedroom home offering excellent living space inside and out. The main floor features a bright open-concept living and dining area filled with natural light, an updated kitchen with great storage, and a convenient powder room. Upstairs you'll find three generous bedrooms including a comfortable primary suite with true his-and-hers closets and a spacious 4-piece bathroom. The fully finished lower level adds exceptional flexibility with a cozy gas fireplace, built-in shelving, a den or guest space, and a large laundry room with an additional 3-piece bathroom. Major 2025 upgrades include a new high-efficiency two-stage gas furnace with warranty and a wired standby generator system, with the electrical panel located in the finished lower level and the generator positioned in the garage-providing peace of mind during the power outages Saugeen Shores is known to experience. Outside, the fully fenced backyard is a clean slate ready for gardens, entertaining space, or your own private outdoor retreat, while the front of the home showcases a beautiful cobblestone driveway, stone walkway, and charming entranceway. A sprinkler system services the front and side yard for easy maintenance.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 29, 2026
Sold price information is available to members only
Listed Date3/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementFinished
Lot Size64 × 101.67 Feet
CountyBruce
Annual Tax$4,508
Legal DescriptionPLAN M27 LOT 60 SECTION M-27 PCL 60-1

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Generator - Full, In-Law Capability

Security Features

Community Features

Location

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431 Thede Drive, Saugeen Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 431 Thede Drive, Saugeen Shores, ON N0H 2C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate5.25%
Down Payment$38,990 (6.1%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period25 Years
Estimated Monthly Payment$3,581Based on a loan of $600,910 over 25 years.
Purchase Price$639,900
Loan Amount$600,910
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $639,900 in Saugeen Shores, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$829,345

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.