455 Bruce Street, Saugeen Shores, ON

$649,900
MLS#:X13503066
3 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 3 detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 65 x 110 ft lot
  • Features a finished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Generator - Full, Water Heater Owned, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the Crowe's Nest at 455 Bruce Street, a well-loved back-split offered for the first time in almost 40 years. NEXT OPEN HOUSE: July 4th 2-4pm. Built in the 1970s and thoughtfully cared for, this 3-bedroom, 2-bathroom home blends classic quality with modern updates that make it move-in ready. The main level features an updated kitchen with quartz countertops, double sink, fridge, stove, dishwasher, microwave, and great flow into the dining area. Step out to the upgraded composite deck overlooking the white fenced-in yard - a perfect enclosure for your pups, kids, or easy backyard enjoyment. A short 4 stairs up from the main level brings you to all 3 bedrooms and the 4-piece bath, keeping the sleeping quarters tucked away while the main floor and lower level remain ideal for hosting, entertaining, and everyday living. The lower level offers flexible space with a cozy gas fireplace, 3-piece bath, egress window, laundry/mechanical area, storage, and room for guests, hobbies, or future use. A deep freezer is also included. Important features include newer windows and doors within the past 15 years, Maytag furnace, Generac standby generator, sand point watering system (with new pump), concrete block foundation, the home's roof installed in 2006 with a 50-year transferable warranty, plus a new steel roof on the garage. The garage may also offer future accessory apartment potential with little work and proper permits, with buyers to complete their own due diligence regarding zoning, setbacks, and approvals. With modern updates, a fenced yard, upgraded deck, flexible living space, and nearly four decades of pride of ownership, 455 Bruce Street is a perfect place to call home. Close to hospital, parks, Lake Huron and with École Port Elgin Saugeen Central School (offering French and English) a stone throw away this is a great fit for the whole family!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 3
ConstructionVinyl Siding, Brick
BasementFinished, Partial Basement
Lot Size65 × 110 Feet
CountyBruce
Annual Tax$3,550
Legal DescriptionPLAN M13 LOT 149 SECTION M-13 PCL 149-1

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Generator - Full, Water Heater Owned, Storage

Security Features

Community Features

Location

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455 Bruce Street, Saugeen Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 455 Bruce Street, Saugeen Shores, ON N0H 2C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate5.25%
Down Payment$39,990 (6.2%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period25 Years
Estimated Monthly Payment$3,635Based on a loan of $609,910 over 25 years.
Purchase Price$649,900
Loan Amount$609,910
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $649,900 in Saugeen Shores, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$830,090

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.