495 Provincial Street, Saugeen Shores, ON

$664,500
MLS#:X12219504
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 10, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium vinyl siding and hardboard construction, this residence presents an exceptional opportunity offered at $664,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 130.86 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Water Meter, Workbench
  • Efficient other heating via gas

Description

Looking for a Fabulous, Move-In Ready Port Elgin Home? This beautiful 3 Bed/2 Bath Home is set on a lovely lot. The front yard boasts a ton of curb appeal & privacy from the pretty trees, shrubs and flower gardens. Lots of room for parking in the concrete drive. Kick back & relax on the large front deck. This space is great for sitting back with a good book, or for entertaining family and friends. The extra deep attached Garage is a great bonus & offers a sink w/running water, lots of storage and a work bench area + easy access to the House or the Back Yard. The partially fenced Back Yard offers even more outdoor living space for your Family to enjoy! The back deck is a lovely space to enjoy Summer meals and the firepit is a great spot to sit and reminisce under the starry nights. The cute garden shed is a great spot to house your flower-planting and garden supplies. The little vegetable garden is a great space for a project with the kiddos! Coming inside, youll love the large living spaces on the main floor. The living room has big windows, lots of natural light & is highlighted by the stone feature wall and gas fireplace. The beautiful Kitchen boasts tons of counter space & cupboards. The center island has a granite top, , breakfast bar, newly installed built-in wine fridge, sink & dishwasher. The bright dining area is just off of the kitchen & has patio doors with easy access to the back deck & BBQ. Upstairs features 3 Bed/1 Bath. The bedrooms are a great size and the upper foyer would be a great office area, or reading room. Just off of the main foyer is a step down to the level with Garage access, an Office and an updated 4pc. Bath. The basement is full of potential and is ready for your finishing touches! This is a beautiful home and its got great energy!

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Property Summary

This detached home located at 495 Provincial Street, Saugeen Shores is currently for sale and has been available on SousaSells for 399 days. This property is listed at $664,500 with an estimated mortgage of $2,212* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 495 Provincial Street, Saugeen Shores is in the Saugeen Shores neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 10, 2025
Sold price information is available to members only
Listed Date6/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Hardboard
BasementFull, Partially Finished
Lot Size60 × 130.86 Feet
CountyBruce
Annual Tax$2,971.32
Legal DescriptionLT 120 PL M13; TOWN OF SAUGEEN SHORES, BRUCE COUNTY

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingNone

Features

Property Features

Beach, Golf, Library, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Carpet Free, Water Meter, Workbench

Security Features

Community Features

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Location

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495 Provincial Street, Saugeen Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 495 Provincial Street, Saugeen Shores, ON N0H 2C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate4.00%
Down Payment$199,350 (30.0%)
* Minimum Canadian down payment required for this price is $41,450.
Amortization Period30 Years
Estimated Monthly Payment$2,212Based on a loan of $465,150 over 30 years.
Purchase Price$664,500
Loan Amount$465,150
Provincial Land Transfer Tax:$9,765
Total Estimated Closing Taxes:$9,765

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $664,500 in Saugeen Shores, the legal minimum down payment is $41,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,765 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,765.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$814,136

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.