495 RIDGE Street, Saugeen Shores, ON

$665,000
MLS#:X11879988
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $665,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 59.15 x 139.02 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via gas

Description

Welcome to 495 Ridge Street in beautiful Port Elgin! This meticulously maintained 4-bedroom, 2-bathroom home sits on a spacious 59x132 ft corner lot and offers a blend of comfort, charm, and functionality, just a short walk to Port Elgin’s main beach. Step inside to a bright and inviting galley-style kitchen, featuring stainless steel appliances and gleaming hardwood floors that flow throughout the main living areas. The kitchen opens out to a large rear deck, ideal for outdoor dining and entertaining. For those looking for a cozy spot to relax, enjoy the covered porch on the side of the house, perfect for soaking in the peaceful neighborhood atmosphere. The upper level boasts 3 generously sized bedrooms, a full bathroom, and the convenience of main floor laundry. This home is bathed in natural light, creating a warm and welcoming atmosphere in every room. The fully finished basement offers incredible versatility with a separate living space, ideal for extended family, guests, or potential rental income. It features an expansive living area, a large bedroom with its own private walkout staircase, a kitchenette, and a full bathroom. The backyard of this corner lot is a true outdoor retreat. It features a large garden shed, fully equipped with electricity for your workshop needs, and a charming "she-shed" that is insulated, perfect for hobbies or simply relaxing on its own little sitting porch next to the fire pit. This property is spotless, lovingly maintained, and ready for you to move in and make it your own. Whether you’re relaxing indoors or enjoying the many outdoor spaces, this home offers endless opportunities. With its prime location just a short stroll from Port Elgin’s famous sandy beaches, you won’t want to miss out on this incredible opportunity! Don’t wait—schedule your private showing today and discover all that 495 Ridge Street has to offer!

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Property Summary

This detached home located at 495 RIDGE Street, Saugeen Shores is currently for sale and has been available on SousaSells for 627 days. This property is listed at $665,000 with an estimated mortgage of $2,214* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 495 RIDGE Street, Saugeen Shores is in the Saugeen Shores neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 28, 2025
Sold price information is available to members only
Listed Date10/28/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick
BasementFinished, Full
Lot Size59.15 × 139.02 Feet
CountyBruce
Annual Tax$3,321.71
Legal DescriptionLT 51 PL M13 TOWN OF SAUGEEN SHORES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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495 RIDGE Street, Saugeen Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 495 RIDGE Street, Saugeen Shores, ON N0H 2C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

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Interest Rate4.00%
Down Payment$199,500 (30.0%)
* Minimum Canadian down payment required for this price is $41,500.
Amortization Period30 Years
Estimated Monthly Payment$2,214Based on a loan of $465,500 over 30 years.
Purchase Price$665,000
Loan Amount$465,500
Provincial Land Transfer Tax:$9,775
Total Estimated Closing Taxes:$9,775

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $665,000 in Saugeen Shores, the legal minimum down payment is $41,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,775 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,775.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$814,136

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.