643 Elgin Street, Saugeen Shores, ON
Property no longer active
This property was sold on February 12, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 66 x 132 ft lot
- Features a partial basement, other basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: In-Law Capability, Upgraded Insulation, Wheelchair Access
- Efficient forced air heating via gas
Description
Welcome to this charming 3-bedroom, 1-storey home ideally situated on a mature corner lot in the heart of Port Elgin. Featuring two full bathrooms, two separate staircases, and two driveways, this home offers excellent in-law capability or the flexibility for separate living areas.Enjoy a bright and inviting sun porch, main-floor laundry, and a layout designed for comfort and convenience. The upper level is ready for you or your co-owners to create private, independent spaces.Located within walking distance to shops, restaurants, schools, and the beach, this home combines small-town charm with everyday convenience. A perfect opportunity for families, investors, or anyone seeking a versatile property in one of Port Elgins most desirable locations!
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Property Summary
This detached home located at 643 Elgin Street, Saugeen Shores is currently for sale and has been available on SousaSells for 253 days. This property is listed at $499,000 with an estimated mortgage of $1,661* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 643 Elgin Street, Saugeen Shores is in the Saugeen Shores neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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In-Law Capability, Upgraded Insulation, Wheelchair Access, In-Law Suite
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 643 Elgin Street, Saugeen Shores, ON N0H 2C0
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Saugeen Shores, ON
For a property listed at $499,000 in Saugeen Shores, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.