828 Elgin Street, Saugeen Shores, ON

$699,000
MLS#:X12111515
4 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 13, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium hardboard construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 132 ft lot
  • Features a full, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, In-Law Capability, Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

Welcome to this beautifully updated home situated on a mature corner lot with 66 feet of frontage and 132 feet of depth! Pride of ownership is evident throughout, with thoughtful updates inside and out. Step inside to a bright and spacious family room featuring soaring cathedral ceilings, leading into the updated white galley kitchen (less than 2 years old), and a welcoming dining area; the perfect space for everyday living and entertaining. Luxury vinyl plank flooring runs throughout the main floor and staircase, making this home stylish, durable, and easy to maintain, ideal for families with children or pets. Stay comfortable year-round with ductless A/C. On one side of the home, you'll find a private main floor primary bedroom with a stunning newer ensuite, complete with a gorgeous updated shower. A second bedroom is also located on the main level. While two additional bedrooms and a full four piece bathroom are upstairs, offering a total of four bedrooms and three bathrooms for your family or guests. A spacious mudroom off the attached single-car garage includes laundry and a handy two-piece powder room for added convenience. The basement is partially finished and offers a separate entrance, giving you endless future possibilities, whether it be a nanny suite, in-law suite, or income potential. Outside, enjoy the beautifully designed walkways, with a driveway on both sides of this corner lot, a private maintenance free composite deck, and a fully irrigated, easy-to-maintain yard. The attractive grey-blue hardboard siding provides excellent curb appeal with low maintenance living. Located in a peaceful, tree-lined neighbourhood, this property truly has it all. Don't miss your opportunity and be sure to book your showing today!

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Property Summary

This detached home located at 828 Elgin Street, Saugeen Shores is currently for sale and has been available on SousaSells for 444 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 828 Elgin Street, Saugeen Shores is in the Saugeen Shores neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 13, 2025
Sold price information is available to members only
Listed Date4/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionHardboard
BasementFull, Walk-Up
Lot Size66 × 132 Feet
CountyBruce
Annual Tax$3,540
Legal DescriptionLT 10 PL 180 (SUBDIVISION OF PUBLIC SQUARE BTN MILL ST AND ELGIN ST); SAUGEEN SHORES

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Interior Features

Central Vacuum, In-Law Capability, Water Heater Owned

Security Features

Community Features

Location

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828 Elgin Street, Saugeen Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 828 Elgin Street, Saugeen Shores, ON N0H 2C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $699,000 in Saugeen Shores, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$814,136

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.